银行求职必备常见银行英语词汇专项突破.docx

1、银行求职必备常见银行英语词汇专项突破常见银行英语词汇银行求职必备！求职小助手2009-11-18 14:26:37accountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endor

2、ser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票travelerscheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedche

3、que伪支票bandarsnote庄票，银票banker银行家president行长savingsbank储蓄银行chasebank大通银行nationalcitybankofnewyork花旗银行hongkongshanghaibankingcorporation汇丰银行charteredbankofindia,australiaandchina麦加利银行banquedeiindochine东方汇理银行centralbank,nationalbank,bankersbank中央银行bankofissue,bankofcirculation发行币银行commercialbank商业银行，储蓄信

4、贷银行memberbank,creditbank储蓄信贷银行discountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行advisingbank,notifyingbank通知银行negotiationbank议付银行confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行ove

5、rseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行creditbureau商业兴信所self-ser

6、vicebank无人银行landbank土地银行constructionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行mutualsavingsbank互助储蓄银行postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank往来银行merchantbank,acceptingbank承兑银行

7、investmentbank投资银行importandexportbank(eximbank)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaccounting公共会计businessaccounting商业会计costaccounting成本会计depreciationaccounting折旧会计computerizedaccounting电脑化会计generalledger总帐subsidiaryledger分户帐cashbook现金出纳帐cashacc

8、ount现金帐journal,day-book日记帐，流水帐baddebts坏帐investment投资surplus结余idlecapital游资economiccycle经济周期economicboom经济繁荣economicrecession经济衰退economicdepression经济萧条economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adve

9、rsebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算nationalgrossproduct国民生产总值publicbond公债stock,share股票debenture债券treasurybill国库券debtchain债务链directexchange直接（对角）套汇indirectexchange间接（三角）套汇cross

10、rate,arbitragerate套汇汇率foreigncurrency(exchange)reserve外汇储备foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcre

11、dit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语新开帐户whatkindofaccountdidyouhaveinyourmind?你想开哪种帐户?doyouliketoopenacurrentaccount?你想开一个活期存款帐户吗?adepositorcurrentaccount?定期还是活期?pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头?theresaservi

12、cechargeforthecheckingaccountbutnochargeforthesavings.支票户头要收服务费，现金户头不收。ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄帐户。evenoneyuanisallright.甚至一元也可以起

13、存。hereisyourpasbook.pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。ineedacheckingaccountsothaticanpaymybill.我需开个支票帐户，这样就能付帐。wedliketoknowhowweopenachecking-savingsaccount.我们

14、想知道如何开一个支票储蓄帐户。ihaveacheckingaccounthere.我在这里有一个支票存款帐户。ithinkidlikeadepositaccount.我想要开个定期存款帐户。caniopenacurrentaccounthere?我能否在这儿开个活期存款帐户？iwanttoopenadepositaccountwithyou.我要开个储蓄帐户。idliketoopenadepositaccountwithyou.我想在你们这儿开个定期存款帐户。couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount

15、?请告诉我储蓄存款与支票存款的区别好吗？pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。will100yuanbeenoughforaminimumdeposit?100元作最低存款额够吗？idliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道开一个支票帐户200元存款是否够。couldyoutellmehowtooperatethisaccount?请告诉我如何经管这个帐户好吗？isthereanyminim

16、umforthefirstdeposit?第一次储蓄有最低限额吗？howmuchdoeseachaccountcost?每个帐户要花多少钱？usefulphrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款fixeddepositbyinstallments零存整取jointaccount联名存款帐户toopenanaccount开户头银行英语口语存款howmuchdoyouwanttodepositwithus?你想在我们这存多少？howmuchdoyouwishtopayintoyouraccount?你希

17、望在你的户头上存多少？howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你计划在你的户头上定期存放多少钱？howmuchcashdoyouplantodepositinyouraccount?你有多少钱要存入呢？ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。wouldyoupleasefillinthedepositingform,givingthesumofmoneyyoure

18、todepositaswellasyourname,addressandprofessionalunit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？iwanttodeposit300yuaninmyaccount.我想在我的户头上存300元。iwanttodepositthesechequesinmyaccount.我想把这些支票存在我的户头上。idliketopay200yuanintomydepositaccount.我想在在我的定期存款户头上存200元。iwanttodepositmypaycheck.我想存入我的工资支票。idliketoknowwhetheri

19、cancashachequehere.我想知道我能否在这兑换支票。willyoupleasecashthistravelerscheque?请兑现这张旅行支票好吗？idliketocashthismoneyorder.我想兑现这张汇款单。iwanttocashthebalanceofatravelersletterofcredit.我要把旅行信用证的结余兑现。willyoupleasetellmewhetheryouchargeforcheques?请告诉我兑换支票收手续费吗？couldyoutellmehowmuchthecheckscost?请告诉我这些支票要花多少钱？whatifiove

20、rdraw?如果透支了怎么办？pleasesignyournameonthebottomlineifyouwanttocashthecheck.如果想兑支票，请在底线上签名。pleasewriteyouraccountnumberonthebackofthecheck.请在支票背面写上你的帐号。wehonoredthecheckastheoverdraftwasonly5yuan.我们承兑这张支票的透支额只有5元。pleaseendorsethecheque.请背签这张支票。thetravelerscheckscost1.5%ofthetotalamountofpurchase.旅行支票手续费

21、是购买总额的1.5%。heresthechequebook.whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveitopen.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。eachchequeyouwritewillcost2dollars.你每开一张支票将花2美圆。usefulwordsandphrasesaccountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单a

22、bandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票beare

23、rcheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票travelerscheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票bandarsnote庄票，银票银行英语口语取款、结余idliketoknowificandrawonmyaccountforpaymentofthingsibuyintianjin.我想知道一下我是否能提取存款来支

24、付天津购物的费用。iwanttowithdraw200dollarsfrommydepositaccount.我要从我的定期存款中支取200美圆。iwanttoclosemyaccountwithyou.我想结束在你们这儿的帐户。idliketodraw100yuanagainstthisletterofcredit.我想从这份信用证上提款100元。mayidrawmoneyagainsttheletterofcredithere?我可以在这儿用这份信用证取钱吗？couldyoutellmemybalance?能否把存款结余金额告诉我？pleaseletmeknowmybalance.请告诉我

25、结余金额。ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以为你可用支票提款支付购物费用。yourbalanceatthebankis300yuan.你在本行的结余是300元。yourdepositisexhausted.你的存款支净了。yourletterofcreditisusedup.你的信用证用完了。pleasetellmehowyouwishtodrawyourmoney.请告诉我你希望怎样支款。fillourawithdrawalform,please.请填写取款单。theletterofcreditisexhauste

26、d.信用证上的款子已提清。theletteratcounter6willpayyouagainstyournumberslip.六号柜台的出纳员将根据你的号码牌付给你钱。usefulwordsandphrasestocloseanaccount,toclearanaccount结清todrawmoney取款drawing-outslip取款单thenumberslip号码牌awithdrawalform取款单tofillinthereceiptinduplicate一式两份填这张收据teller,cashier出纳员银行英语口语兑换货币pleasetellmehowmuchyouwanttochange.