英语听力教程4答案.docx
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英语听力教程4答案
Unit1ShoppingandBankingOnline
Part1Gettingready
B:
dropshoppingmousefeetretailing
streetgetdonethird-partyonline
30%mailsBritaingift-buying50%netperiod
C:
MajorpointsDetails
1.thesite
2.merchantAddresses/phonenumber/callup
3.Strictsafetymeasures
4.
Part2Netshoppingunderfire
A.deliverydelivery
deliverycharges
personalinformation87%
returninggoods47%
order35%dispatch87%
moneybacktwo
B.Summary:
conveniencechoiceobstaclescompletetrust
buildconsumers’trustmaturepaymentservice
Part3Bankingathome
A:
Outline
1.C:
limitedopeninghours
2.Onlinebankingservices
D:
gettingcurrentinformationonproducts
F:
e-mailingquestionstothebank
3.A:
competingforcustomers
4.A:
havingnocomputerathome
B:
1.ItisbankingthroughtheInternet.
2.“Onlinebanking”offersconveniencewhichappealstothekindofcustomerbankswanttokeep.
3.Banksmostwanttokeeppeoplewhoareyoung,well-educated,andhavegoodincomes.
Part4Moreaboutthetopic
B:
EnglishGoodCustomerServiceAmericanGoodCustomerService
1.inapleasantenvironment1.humanside
2.secondtononea.family/…/occasionsinlife
3.differentcustomersb.apartnership
Example:
takealookateverything
alternatives3.repeatbusinesssales
cometosalesassistants
4.firstcontactwiththecustomer
Part5.Doyouknow…?
1.c2.b3.c4.c5.c6.b
Unit2HotelorB&B?
Part1Gettingready
B:
Thisyear
Anaverageyear
35%
60%
45%
20%
60%
80%
30%
15%
50%
70%
30%
20%
C:
hotels
prices
Otherrelatedinformation
£30/single;£60/double
Childrenunder12
£29/fullboard
£28/double+bath
excluded
1.hotfood:
friedegg2.coffeeteajamcooked
3.dinner,bedandbreakfast4.theroomplusallmeals5.ValueAddedTax
Part2Atouchofhome
Outline
1.B&B
A.bedandbreakfast
B.15000
C.advantagesoverbighotels
2.A.meetingdifferentpeople
3.SeveralfeaturesofSuitUs
A.builtin1883
B.…famousguests
4.A.B&Bnotsuitableforsomepeople
Part3Rentingacar
A.Informationaboutthecustomer
Afamilyofthree+campequipment
LeavingonFir.,July7th
ReturningonMon.,July10th
…
Bestchoice:
aPintostationwagon
Regularrate:
$79.95
Specialweekendrate:
$59.95
Pickup:
after4p.m.onFri.
Return:
by10a.m.onMon.
Mileagerate:
first300milesfree,then12centspermile
Othercosts:
Insurance$10
Salestax8%
Deposit$100
B:
acompactcar/astationwagon/automatictransmission/currentmodels/pickup/returnthecar/specialweekendrate/regularrate/unlimitedmileage/insurancesalestax/afulltankofgas/deposit/lowestrates
Part4.Moreaboutthetopic
A:
1.suite:
alargeroomwithapartitiontoseparatethebedroomareafromthesittingroomarea
2.twinroom:
aroomwithtwosinglebedsfortwopeople
3.Penthouse:
awell-furnishedandluxurioussuiteatthetopofthebuilding
4.Loungeorsittingroom:
aroomnotusedasbedroom,whereguestsmayread,watchtelevision,etc.
5.singleroom:
aroomoccupiedbyoneperson
6.doubleroom:
aroomwithonelargebedfortwopeople
B.
Roomtype
Rackrate
Suitablefor
Features
£40
Staffofallgrades
£55
Salesstaff
£150
Managerialstall
entertainingprivateguest;thelake
£220
totalprivacy;…;
countryside;…;
fullyfittedkitchen
Part4Doyouknow…?
A:
Namesofhotels
Locations
Ranksingeneralcategory
Cernobbio,France—Italy
2—3
3—2
4—8
London,UK—Paris,France
8—4
B:
1.F2.T3.F4.F5.T
Unit3“Planting”Money
Part1Gettingready
B:
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C.
Tone
Agree?
Sincere
Doubtful
Sarcastic
Skeptical
Surprised
Emphatic
Y
N
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Part2Nationalteachchildrentosaveday
A:
Time:
Thursday,April17
Purpose:
teachingchildrenhowtosavemoney
Wayofteaching:
2500bankersmaking5000presentations
B:
1.Makingsavingsvisibleandreal:
buildingupsavingsinapiggybank/openingchildren’sownbanksavingsaccount.
2.Encouragingchildrentosaveasmuchastheycan:
putting25centsawayforeverydollarthechildrenearn
3.Afirststeptowardlearningtobudget:
givingchildrenanallowanceandpartofitgoing
intotheirownsavings.
4.Makingsavingsandinvestingfun:
givingchildrenplaymoneyto“invest”instockstheycantrackinlocalnewspapers
Part3Creditcards
A:
Outline
1.Theimportanceofcreditcards
2.Nature
A.“charge”—payingatalaterdate
B:
“limit”
3.Thepotentialdisadvantages—expensive
A.easytomakelotsofpurchasesoncard
B.likelytopayatremendousamountofinterest
4.Thebenefits
B.helpfulforemergencies
C.goodfortravel
Part4Moreaboutthetopic
A:
Exercise1
ColumnAColumnB
1.3
21
32
Exercise2:
Answerthefollowingtwoquestions.
1.“Spendingpriorities”referstothefollowingsituation:
Americansarespendingsomuchoftheirincomeoneverlargerhousesandcarsthattheycan’taffordtospendonsocialprogramsorinfrastructurerepairs.
2.Bydoingso,onewouldfeelhappier,wouldhavefewerdisputesofworkandlowerlevelsofstresshormonesintheirblood.Onegetssicklessoftenanddiesatanolderage.
B:
Summary:
Mr.Cox,thevicepresidentoftheFederalReserveBankofDallas,…,ofMythsofRichandPoor,seesthepositivesidetotheincreasedprosperityof…Americansarebetteroffthantheywere30yearsago.Here…:
Technological…createdhundredsofgadgetsthat…botheasierandmorepleasurable,forexample,cellularandcordlessphones,computers,answeringmachines,andmicrowaveovens;
Today…about3/4havewashingmachines,halfhaveclothesdryers,97%havecolortelevisions,3/4haveVCRs,2/3havemicrowavesandairconditioners,3/4owntheirownautomobile,40%owntheirownhome,halfhavestereosystems.
Part5Doyouknow…?
A.Tokyo,Osaka,Oslo,Zurich.HongKong,Copenhagen,Geneva,Paris,Reykjavik,London
B.1.TheeurohasappreciatedagainsttheUSdollar.
2.Persistenteconomicturmoil.
3.Tehran.
4.TheEconomistteamcheckspricesofawiderangeofitems—frombreadandmilktocarsandutilities—tocompilethisreport.
5.Businessclientsuseittocalculatetheamountofallowancesgrantedtooverseasexecutiveandtheirfamilies.
Unit4LoansfortheDream
Part1Gettingready
B:
DialogueOne.
Items
Items
Eatingout
√
Hobbies
√
Antiques
√
Foodandgroceries
√
DialogueTwo:
Items
Same
Up
down
figures
Entertainment
√
2566
Depreciation
√
Secretarialexpenses
√
…
Motorexpenses
√
2612
Audit&accountancycosts
√
Telephone&postage
√
Part2Raisingmoneyforbuyingacar
A:
Summary
Mr.Jackson…inthecollege…As…worthrepairing,he….Since…aboutahundredpoundsfor…,…,threehundredfiftytofourhundred….
Thebank…differentinterestratesandconditions:
aPersonalLoanandanOrdinaryLoan.Mr.Jacksonisexpectedtorepaythemoneywith24months.
B.
Securitycharge…
Interestratecharged
Interestrate…
PersonalLoan
×
7%
OrdinaryLoan
√
7.5%(1.5%+6%)
Aday-to-daybasis
1.透支额(贷款)overdraft
2.偿还repay
3.短期贷款(业务)lendersintheshortterm
4.付利息payintereston
5.担保物collateral
6.寿险lifepolicy
7.房屋的房契deedsofthehouses
8.政府证券GovernmentSecurities
9.凭证certificate
10.按日计算onaday-to-daybasis
Part3HousingintheU.S.A.
A.Outline
1.A.costofhousing
1.1/4-1/3ofafamily’sincome
2.dependingonsizeandlocation
B.waytobuyahouse—mortgage
2.B.easytogetthingsrepaired
3.Buying…
1.mortgage:
…
2.condominium:
…
B.1.HomebuyerborrowsmoneyfromBanksellsmortgagestoFannieMaesellssharesandmortgage-basedsecuritiestoInvestors
2.TheycontrolabouthalfthehomeloansinAmerica.
3.Hidingchangesinitsvalue,poorsupervisionandnotcarefullyreportingitsfinances.
4.ThestockpriceofFannieMaehasdropped.
Part4Moreaboutthetopic
A:
1.a.merchantablequality
b.fittingforparticularpurpose/seller
c.asdescribed
2.no/retailer’sresponsibility/taketoshop
3.item/toolarge/fragile
4.evidenceofpurchase/dateofpurchase
5.gotocourt/suetheseller
B.1.F2.T3.F4.F
Part5Doyouknow…?
B:
Chart1Developmentoftheideaofnationaltaxes
Time/NumberEvents
April15ththelastdaytopayfederaltaxes
1791taxonwhiskeyandotheralcoholicdrink,farmersrefused
1794GeorgeWashington,13000troops,defeatedtheWhiskeyRebellion
Thelate1800speople’spaytaxedbyCongress,butrejectedbytheSupremeCourt
1913The16thAmendmentpassed,legalforCongresstotaxincome
Morethan$312000taxedat35%,highestrate
Lessthan$7000noincometax
Chart2Compositionoffederalmoneyin2002
7%—incometaxonbusinesses
Over40—personalincometax
Below18%—othertaxes,includingcustoms
35%—taxesforretirementprogramsandotherservices
Unit5BriefingonTaxationandInsurancePolicies
Part1Gettingready
B.
Sentences
Keywords
Answers
a
8000/half
4000
b
2000/twice
4000
c
2000/double
~4000
d
8000/aquarter
≤2000
e
4000/similar
~4000
C.
Dialogueone
1.£3000024%2.overdraft3.s