借款合同中英文范本完整版.docx

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借款合同中英文范本完整版.docx

借款合同中英文范本完整版

合同编号:

YT-FS-2053-80

 

借款合同中英文范本(完整版)

ClarifyEachClauseUnderTheCooperationFramework,AndFormulateItAccordingToTheAgreementReachedByThePartiesThroughConsensus,WhichIsLegallyBindingOnTheParties.

 

 

互惠互利共同繁荣

MutualBenefitAndCommonProsperity

合同书编号:

YT-FS-2053-80

编订:

******

批准:

******

借款合同中英文范本(完整版)

备注:

该合同书文本主要阐明合作框架下每个条款,并根据当事人一致协商达成协议,同时也明确各方的权利和义务,对当事人具有法律约束力而制定。

文档可根据实际情况进行修改和使用。

  借款合同中文范本

  借款单位:

_____

  法定代表人:

____

  贷款单位:

_____

  法定代表人:

____

  保证单位:

____

  法定代表人:

____

  签约日期:

____

  根据《中华人民共和国合同法》的规定,借款方为保证施工生产正常进行,向贷款方申请建筑企业流动资金贷款,经贷款方审查同意发放,为明确各方权责,特签订本合同共同遵守。

  第一条本合同规定____年贷款额为人民币(大写)____万元,用于____。

  第二条借款方和贷款方必须共同遵守贷款办法,有关贷款事项按办法规定办理。

  第三条贷款自支用之日起,按实际支用数计收利息,利率为月息____‰,超计划贷款的超过部分利率为月息____‰,逾期贷款加计利息20%,挪用贷款挪用部分加罚利息50%。

  第四条贷款方保证按照本合同的规定供应资金,贷款方如因工作差错贻误用款,以致借款方遭受损失时,应按直接经济损失,由贷款方负责赔偿。

  第五条贷款方有权检查贷款使用情况。

检查时,借款方对调阅有关文件、帐册、凭证和报表,查核物资库存和施工生产情况等,必须给予方便。

  第六条借款方如违反合同和贷款办法的规定,贷款方有权停止贷款,提前收回部分或全部贷款。

  第七条担保方对借款方归还贷款本息承担责任,如果借款方未按期清偿贷款本息时,担保方应在接到贷款方还款通知后一个月内负责归还。

  第八条本合同有效期:

自____年____月____日起,至____年____月____日为止。

  本合同正本一式三份,签章各方各执一份。

  借款方:

____(盖章)____代表人____

  贷款方:

____(盖章)____代表人____

  担保方:

____(盖章)____代表人____

  借款合同英文范本

  ContractNumber:

_____

  BORROWER:

____

  Address:

_____

  LENDER:

____

  Address:

_____

  InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina,afterreviewingthestatusandtherequestoftheBorrower,theLenderagreestogranttheBorroweralineofcrediton.TheBorrower,LenderandGuarantor,throughfriendlynegotiation,haveexecutedthisContractasfollows:

  ARTICLE1CURRENCY,AMOUNTANDTERMOFTHELOAN:

  1.TheCurrencyunderthisloanisReiminbi.

  2.TheLineoftheloanisyuan.

  3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.

  ARTICLE2THEPURPOSEOFTHELOAN:

  1.Thepurposeofthisloanisusedforworkingcapitalturnover.

  2.WithoutwrittenapprovaloftheLender,theBorrowercouldnotusetheloanoutofthescopeofthepurpose.

  ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST:

  1.Interestrate:

Theinterestrateshallbe[***]Duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest,theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest.

  2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.

  3.Thepaymentofinterests:

TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe,and.Ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest,theLendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheBorrowersbreachofcontract.

  ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTS

  1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension,theLendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.

  2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract,theLendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.

  ARTICLE5ACCOUNT

  TheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down,repayment,paymentofinterestsandfees.

  ARTICLE6DRAW-DOWN

  1.Theloanunderthiscontractisrevolving,thebalanceofthiscontractshallnotmorethanthelineofcredit.

  2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.

  3.TheBorrowershallnotdrawtheloanlessthan1million.

  ARTICLE7CONDITIONSFORDRAW-DOWN

  Thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate:

  1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender;

  2.Thiscontractandtheappendiceshavebeeneffective;

  3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender;

  4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract;

  5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments;

  6.TheGuarantyunderthiscontracthasbeeneffective;

  7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract;

  8.Theotherrequirementforthedraw-downhavebeensatisfied.

  ARTICLE8REPAYMENTPLANANDPREPAYMENT

  1.TheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate[***]priortomakethepayment.TheBorrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.

  2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.

  3.IntheeventtheBorrowerfailstorepaytheloan,theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches;

  4.Theinstallmentofrepaymentshallnotlessthan1million.

  ARTICLE9DEBTCERTIFICATE

  TheLendershallkeeprecordintheLendersaccountfortheprincipal,interestsandfeesandotherfeesoftheBorrowerunderthiscontract;Theabovementionedrecordandthedocumentationforthedraw-down,repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.

  ARTICLE10GUARANTY

  1.(the'Guarantor')shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.

  2.Duringthetermofthiscontract,iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak,theLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.

  ARTICLE11REPRESENTATIONSANDWARRANTIES

  I.TheBorrowersrepresentsandwarrantsasfollows:

  1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.

  2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.

  3.Thealldocuments,materials,reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue,real,competeandeffective

  4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan:

  

(1)TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations,lawsorcompensationtoothers;

  

(2)Pendingactionsandarbitration;

  (3)TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances;

  (4)Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts;

  (5)TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.

  II.TheBorrowerherebywarrantsasfollows:

  1.Usingthecapitaloftheloanasusagesetforthinthiscontract,theBorrowerwillnotusetheloanasEquityinvestment;TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity,future,realestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.

  2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract;

  3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter;Providingtheauditedfinancialreportatthefirstquartofeachyear;Providingoperationreport,financialreportorotherfilesandmaterialsandshallwarrantthereality,correctandeffectivenessforthefilesandmaterials;

  4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders;

  5.AcceptingthesupervisionoftheLender,providesassistanceandcooperationfortheLenderssupervisions;

  6.Willnotreducetheregistrationcapital;PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner(includingbutnotlimitedtojointventure,cooperation,jointlycooperation;dissolution,closedown,liquidation,transformation;merger;changetosharecompany,usethehousing,machineryorotherrealassetsortrademark,intellectualproperty,Knowhow,landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany,tradingofoperationrightorown

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