金融英语考试备考选择题模拟试题英语学习doc.docx

金融英语考试备考选择题模拟试题英语学习doc.docx

《金融英语考试备考选择题模拟试题英语学习doc.docx》由会员分享，可在线阅读，更多相关《金融英语考试备考选择题模拟试题英语学习doc.docx（6页珍藏版）》请在冰点文库上搜索。

金融英语考试备考选择题模拟试题英语学习doc

2011年金融英语考试备考选择题模拟试题（英语学习）

1．Ingeneral，themoreliquidanassetthe______．

A．lessitislikelytoyield

B．greateritsriskofdefault

C．loweritsmarketpricewillbe

D．moreitwilladdtobankprofits

2．Theinterestrateprintedonthefaceofabondiscalledthe______．

A．couponrate

B．primerate

C．printedrate

D．nominalrate

3．Ariseininterestratesleadsto______．

A．capitalgainsforbondholders

B．capitallossesforbondholders

C．incomegainsforbondholders

D．incomelossesforbondholders

4．Ifthereserverequirementratiowereequaltozero，then______．

A．thedepositmultiplierwouldbeinfinitelylarge

B．requiredreserveswouldbeequaltozero

C．thebankingsystemwouldtheoreticallybeabletocreateaninfinitelylargeamountofdemanddeposits

D．alloftheabove

5．Financialintermediaries‘primaryfunctioninfinancialmarketsistoserveas______．

A．ultimateborrowers

B．ultimatelenders

C．ultimatesavers

D．middlemen

6．SupposetheFedbuys$10millioningovernmentsecuritiesfromacommercialbank．Iftherequiredreserveratiois0．25，whatisthemaximumamountbywhichcheckabledepositsinthebankingsystemcanchange？

______．

A．＋$10000000

B．＋$25000000

C．＋$40000000

D．－$400000007．Supposetheannualizedyieldona91－dayTreasurybillis1．25%．Ifyouinvested$10000inthisbill，howmuchwouldyouhavetopayforthissecurity？

______．

A．$11250

B．$10012．50

C．$9998．75

D．$9968．93

8．Whoarethefirsttobearfinanciallossesincurredbythebank？

______．

A．Thedepositors

B．Thedebtors

C．Thebankcapitalshareholders

D．Thebankemployees

9．Agovernmentisfacedwithabalanceofpaymentsdeficit．Itmaytakeactiontodealwiththisbydoingallofthefollowingexcept______．

A．devaluethecurrency

B．reduceinterestrates

C．restrictconsumerspending

D．restrictimports

10．Accordingtotheprincipleofcomparativeadvantage，countries______．

A．shouldspecializeinproducinggoodstheyhaveloweropportunitycostfor

B．shouldexportgoodstheycanproduceatlowerinputcosts

C．willspecializeinproducinggoodswhichtheycanproduceatlowerinputcosts

D．shouldspecializeinproducinggoodstheyhavelowerabsolutecostsfor

11．Acurrencydepreciationontheforeignexchangemarketwill______．

A．encourageimportstothecountrywhosecurrencyhasdepreciated

B．discourageimportstothecountrywhosecurrencyhasdepreciated

C．discourageexportstothecountrywhosecurrencyhasdepreciated

D．encourageforeigntravelbythecitizensofthecountrywhosecurrencyhasdepreciated

12．Thedifferencebetweenfiscalpolicyandmonetarypolicyisthat______．

A．fiscalpolicyismacroeconomicpolicyandmonetarypolicyismicroeconomicpolicy

B．monetarypolicyismacroeconomicpolicyandfiscalpolicyismicroeconomicpolicy

C．fiscalpolicyinvolvesregulationofnaturalmonopoliesandmonetarypolicyinvolvestheprovisionofpublicgoods

D．monetarypolicyinvolvesregulationofthemoneysupplyandfiscalpolicyinvolvesgovernmentspendingandtaxing

13．Wheneconomistsspeakoftheutilityofacertaingood，theyarereferringto______．

A．thedemandforthegood

B．theusefulnessofthegoodinconsumption

C．thesatisfactiongainedfromconsumingthegood

D．therateatwhichconsumersarewillingtoexchangeonegoodforanother

14．Howarefinancialratiosusedindecisionmaking？

______．

A．Theyremovetheuncertaintyofthebusinessenvironment

B．Theygiveclearsignalsabouttheappropriateactiontotake

C．Theycanhelpidentifythereasonsforsuccessandfailureinbusiness，butdecisionmakingrequiresinformationbeyondtheratios

D．Theyaren’tusefulbecausedecisionmakingistoocomplex．

15．Agoodiscalledaninferiorgoodifsales______．

A．areunaffectedbyincome

B．riseaspriceincreases

C．declineaspriceincreases

D．declineasincomeincreases

16．Interestratesaremadeupof______．

A．therealrateandtheinflationpremium

B．therisk－freerateandtheperiodrate

C．theriskpremium

D．AandC

E．BandC

17．Moststocksaretradedon______．

A．primarymarkets

B．secondarymarkets

C．creditmarkets

D．capitalmarkets

18．ThepresidentorCEOofacorporationreportsto______．

A．thetreasurer

B．theCFO

C．theboardofdirectors

D．theshareholders

19．Termstructureofinterestratesreferstotherelationshipbetween______．

A．interestratesofdifferentterms

B．riskyandrisklesssecurities

C．therealrateofreturnandtheinflationpremium

D．increaseprofits

20．Thedemanddepositexpansionmultiplierisdeterminedby______．

A．theamountofexcessreservesinthebankingsystem

B．theratioofbankassetstobankliabilities

C．theprimerateofinterest

D．therequiredreserveratio