英语听力教程4答案.docx

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英语听力教程4答案

Unit1ShoppingandBankingOnline

Part1Gettingready

B:

dropshoppingmousefeetretailing

streetgetdonethird-partyonline

30%mailsBritaingift-buying50%netperiod

C:

MajorpointsDetails

1.thesite

2.merchantAddresses/phonenumber/callup

3.Strictsafetymeasures

4.

Part2Netshoppingunderfire

A.deliverydelivery

deliverycharges

personalinformation87%

returninggoods47%

order35%dispatch87%

moneybacktwo

B.Summary:

conveniencechoiceobstaclescompletetrust

buildconsumers’trustmaturepaymentservice

Part3Bankingathome

A:

Outline

1.C:

limitedopeninghours

2.Onlinebankingservices

D:

gettingcurrentinformationonproducts

F:

e-mailingquestionstothebank

3.A:

competingforcustomers

4.A:

havingnocomputerathome

B:

1.ItisbankingthroughtheInternet.

2.“Onlinebanking”offersconveniencewhichappealstothekindofcustomerbankswanttokeep.

3.Banksmostwanttokeeppeoplewhoareyoung,well-educated,andhavegoodincomes.

Part4Moreaboutthetopic

B:

EnglishGoodCustomerServiceAmericanGoodCustomerService

1.inapleasantenvironment1.humanside

2.secondtononea.family/…/occasionsinlife

3.differentcustomersb.apartnership

Example:

takealookateverything

alternatives3.repeatbusinesssales

cometosalesassistants

4.firstcontactwiththecustomer

Part5.Doyouknow…?

1.c2.b3.c4.c5.c6.b

Unit2HotelorB&B?

Part1Gettingready

B:

Thisyear

Anaverageyear

35%

60%

45%

20%

60%

80%

30%

15%

50%

70%

30%

20%

C:

hotels

prices

Otherrelatedinformation

£30/single;£60/double

Childrenunder12

£29/fullboard

£28/double+bath

excluded

1.hotfood:

friedegg2.coffeeteajamcooked

3.dinner,bedandbreakfast4.theroomplusallmeals5.ValueAddedTax

Part2Atouchofhome

Outline

1.B&B

A.bedandbreakfast

B.15000

C.advantagesoverbighotels

2.A.meetingdifferentpeople

3.SeveralfeaturesofSuitUs

A.builtin1883

B.…famousguests

4.A.B&Bnotsuitableforsomepeople

Part3Rentingacar

A.Informationaboutthecustomer

Afamilyofthree+campequipment

LeavingonFir.,July7th

ReturningonMon.,July10th

Bestchoice:

aPintostationwagon

Regularrate:

$79.95

Specialweekendrate:

$59.95

Pickup:

after4p.m.onFri.

Return:

by10a.m.onMon.

Mileagerate:

first300milesfree,then12centspermile

Othercosts:

Insurance$10

Salestax8%

Deposit$100

B:

acompactcar/astationwagon/automatictransmission/currentmodels/pickup/returnthecar/specialweekendrate/regularrate/unlimitedmileage/insurancesalestax/afulltankofgas/deposit/lowestrates

Part4.Moreaboutthetopic

A:

1.suite:

alargeroomwithapartitiontoseparatethebedroomareafromthesittingroomarea

2.twinroom:

aroomwithtwosinglebedsfortwopeople

3.Penthouse:

awell-furnishedandluxurioussuiteatthetopofthebuilding

4.Loungeorsittingroom:

aroomnotusedasbedroom,whereguestsmayread,watchtelevision,etc.

5.singleroom:

aroomoccupiedbyoneperson

6.doubleroom:

aroomwithonelargebedfortwopeople

B.

Roomtype

Rackrate

Suitablefor

Features

£40

Staffofallgrades

£55

Salesstaff

£150

Managerialstall

entertainingprivateguest;thelake

£220

totalprivacy;…;

countryside;…;

fullyfittedkitchen

Part4Doyouknow…?

A:

Namesofhotels

Locations

Ranksingeneralcategory

Cernobbio,France—Italy

2—3

3—2

4—8

London,UK—Paris,France

8—4

B:

1.F2.T3.F4.F5.T

Unit3“Planting”Money

Part1Gettingready

B:

这部分没有给答案

C.

Tone

Agree?

Sincere

Doubtful

Sarcastic

Skeptical

Surprised

Emphatic

Y

N

1

2

3

4

5

6

7

8

9

10

Part2Nationalteachchildrentosaveday

A:

Time:

Thursday,April17

Purpose:

teachingchildrenhowtosavemoney

Wayofteaching:

2500bankersmaking5000presentations

B:

1.Makingsavingsvisibleandreal:

buildingupsavingsinapiggybank/openingchildren’sownbanksavingsaccount.

2.Encouragingchildrentosaveasmuchastheycan:

putting25centsawayforeverydollarthechildrenearn

3.Afirststeptowardlearningtobudget:

givingchildrenanallowanceandpartofitgoing

intotheirownsavings.

4.Makingsavingsandinvestingfun:

givingchildrenplaymoneyto“invest”instockstheycantrackinlocalnewspapers

Part3Creditcards

A:

Outline

1.Theimportanceofcreditcards

2.Nature

A.“charge”—payingatalaterdate

B:

“limit”

3.Thepotentialdisadvantages—expensive

A.easytomakelotsofpurchasesoncard

B.likelytopayatremendousamountofinterest

4.Thebenefits

B.helpfulforemergencies

C.goodfortravel

Part4Moreaboutthetopic

A:

Exercise1

ColumnAColumnB

1.3

21

32

Exercise2:

Answerthefollowingtwoquestions.

1.“Spendingpriorities”referstothefollowingsituation:

Americansarespendingsomuchoftheirincomeoneverlargerhousesandcarsthattheycan’taffordtospendonsocialprogramsorinfrastructurerepairs.

2.Bydoingso,onewouldfeelhappier,wouldhavefewerdisputesofworkandlowerlevelsofstresshormonesintheirblood.Onegetssicklessoftenanddiesatanolderage.

B:

Summary:

Mr.Cox,thevicepresidentoftheFederalReserveBankofDallas,…,ofMythsofRichandPoor,seesthepositivesidetotheincreasedprosperityof…Americansarebetteroffthantheywere30yearsago.Here…:

Technological…createdhundredsofgadgetsthat…botheasierandmorepleasurable,forexample,cellularandcordlessphones,computers,answeringmachines,andmicrowaveovens;

Today…about3/4havewashingmachines,halfhaveclothesdryers,97%havecolortelevisions,3/4haveVCRs,2/3havemicrowavesandairconditioners,3/4owntheirownautomobile,40%owntheirownhome,halfhavestereosystems.

Part5Doyouknow…?

A.Tokyo,Osaka,Oslo,Zurich.HongKong,Copenhagen,Geneva,Paris,Reykjavik,London

B.1.TheeurohasappreciatedagainsttheUSdollar.

2.Persistenteconomicturmoil.

3.Tehran.

4.TheEconomistteamcheckspricesofawiderangeofitems—frombreadandmilktocarsandutilities—tocompilethisreport.

5.Businessclientsuseittocalculatetheamountofallowancesgrantedtooverseasexecutiveandtheirfamilies.

Unit4LoansfortheDream

Part1Gettingready

B:

DialogueOne.

Items

Items

Eatingout

Hobbies

Antiques

Foodandgroceries

 

DialogueTwo:

Items

Same

Up

down

figures

Entertainment

2566

Depreciation

Secretarialexpenses

Motorexpenses

2612

Audit&accountancycosts

Telephone&postage

Part2Raisingmoneyforbuyingacar

A:

Summary

Mr.Jackson…inthecollege…As…worthrepairing,he….Since…aboutahundredpoundsfor…,…,threehundredfiftytofourhundred….

Thebank…differentinterestratesandconditions:

aPersonalLoanandanOrdinaryLoan.Mr.Jacksonisexpectedtorepaythemoneywith24months.

B.

Securitycharge…

Interestratecharged

Interestrate…

PersonalLoan

×

7%

OrdinaryLoan

7.5%(1.5%+6%)

Aday-to-daybasis

1.透支额(贷款)overdraft

2.偿还repay

3.短期贷款(业务)lendersintheshortterm

4.付利息payintereston

5.担保物collateral

6.寿险lifepolicy

7.房屋的房契deedsofthehouses

8.政府证券GovernmentSecurities

9.凭证certificate

10.按日计算onaday-to-daybasis

Part3HousingintheU.S.A.

A.Outline

1.A.costofhousing

1.1/4-1/3ofafamily’sincome

2.dependingonsizeandlocation

B.waytobuyahouse—mortgage

2.B.easytogetthingsrepaired

3.Buying…

1.mortgage:

2.condominium:

B.1.HomebuyerborrowsmoneyfromBanksellsmortgagestoFannieMaesellssharesandmortgage-basedsecuritiestoInvestors

2.TheycontrolabouthalfthehomeloansinAmerica.

3.Hidingchangesinitsvalue,poorsupervisionandnotcarefullyreportingitsfinances.

4.ThestockpriceofFannieMaehasdropped.

Part4Moreaboutthetopic

A:

1.a.merchantablequality

b.fittingforparticularpurpose/seller

c.asdescribed

2.no/retailer’sresponsibility/taketoshop

3.item/toolarge/fragile

4.evidenceofpurchase/dateofpurchase

5.gotocourt/suetheseller

B.1.F2.T3.F4.F

Part5Doyouknow…?

B:

Chart1Developmentoftheideaofnationaltaxes

Time/NumberEvents

April15ththelastdaytopayfederaltaxes

1791taxonwhiskeyandotheralcoholicdrink,farmersrefused

1794GeorgeWashington,13000troops,defeatedtheWhiskeyRebellion

Thelate1800speople’spaytaxedbyCongress,butrejectedbytheSupremeCourt

1913The16thAmendmentpassed,legalforCongresstotaxincome

Morethan$312000taxedat35%,highestrate

Lessthan$7000noincometax

Chart2Compositionoffederalmoneyin2002

7%—incometaxonbusinesses

Over40—personalincometax

Below18%—othertaxes,includingcustoms

35%—taxesforretirementprogramsandotherservices

Unit5BriefingonTaxationandInsurancePolicies

Part1Gettingready

B.

Sentences

Keywords

Answers

a

8000/half

4000

b

2000/twice

4000

c

2000/double

~4000

d

8000/aquarter

≤2000

e

4000/similar

~4000

C.

Dialogueone

1.£3000024%2.overdraft3.s

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