金融英语考试复习备考及模拟习题4英语学习doc.docx

金融英语考试复习备考及模拟习题4英语学习doc.docx

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金融英语考试复习备考及模拟习题4英语学习doc

2011年金融英语考试复习备考及模拟习题4（英语学习）

1．Theholderofpreferenceshareshaspreferenceovertheordinaryshareholdersunderthefollowingcircumstance：

_______．

A．hisvotingrightsareconsideredmoreimportant

B．hehasthegreaterrightinchoosingtheboardofdirectors

C．hereceiveshisdividendbeforetheordinaryshareholder

D．hehastherighttobuyordinarysharesmorecheaply

2．Whatarethetwomajoraccountsinthebalanceofpayments？

______．

A．Currentaccountandfixedaccount

B．Capitalaccountanddepositaccount

C．Capitalaccountandcurrentaccount

D．Theaccountrecordingtransferpaymentandtheaccountincludinganoffsettingtransaction

3．Whichofthefollowingisnotafinancialinstrument？

______．

A．Treasurybills

B．Realestate

C．Mortgages

D．Stocks

4．Theyieldtomaturityonabondis______．

A．belowthecouponratewhenthebondsellsatadiscount，andabovethecouponratewhenthebondsellsatapremium

B．thediscountratethatsetthepresentvalueofthepaymentsequaltothebondprice

C．thecurrentyieldplustheaverageannualcapitalgainrate

D．basedontheassumptionthatanypaymentsreceivedarereinvestedatthecouponrate

5．Theannualinterestpaidonabondrelativetoitsprevailingmarketpriceiscalledits______．

A．promisedyield

B．yieldtomaturity

C．couponrate

D．currentyield

6．Rapidincreasesinthepricelevelduringperiodsofrecessionorhighunemploymentareknownas______．

A．stagnation

B．stagflation

C．slump

D．inflation

7．Apersonwholefthis/herjobtolookforanotherjobwouldbeclassifiedas______．

A．structurallyunemployed

B．cyclicallyunemployed

C．frictionallyunemployed

D．nolongerinthelaborforce

8．Whichofthefollowingisnotincludedinastatementofowner‘sequity？

______．

A．Netincome

B．Unearnedrevenue

C．Dividend

D．Retainedearning

9．IftheFederalReservesellsbondsandCongresscutstaxesandincreasesgovernmentspending，thentheU．S．governmenthas______．

A．expansionarymonetarypolicyandcontractionaryfiscalpolicy

B．contractionarymonetarypolicyandexpansionaryfiscalpolicy

C．expansionarymonetarypolicyandexpansionaryfiscalpolicy

D．ontractionarymonetarypolicyandcontractionaryfiscalpolicy

10．Astherealwagerises，thesubstitutioneffectcausestheworkertoconsumemore______andless______．

A．leisure．．．work

B．work．．．leisure

C．work．．．ofallofothergoods

D．leisure．．．ofallothergoods

11．Thefederalfundsrateistheinterestrate______．

A．onovernightloansofreservesbetweenbanks

B．thegovernmentpayswhenborrowingfrombanks

C．ongovernmentdebt

D．bothAandB

12．Aconsumer’sindifferencecurveshows______．

A．allcombinationsoftwoproductsthataconsumercanuse

B．allcombinationsoftwoproductsthatyieldthesametotalsatisfactiontotheconsumer

C．allcombinationsoftwogoodsthattheconsumercanpurchasewithdisposablepersonaincome

D．equalincomeforconsumption

13．Thevalueofanyinvestmentisfoundbycomputing______．

A．thefuturevalueofallfutureexpenses

B．thefuturevalueofallsales

C．thepresentvalueofallfutureliabilities

D．thepresentvalueofallcashflows

14．A“base”or“high－powered”moneyisdistinguishedfromothertypesofmoneybythefactthatit______．

A．alwaysconsistsofcentral－bankliabilities

B．alwaysconsistsofassetsthatcanserveascommercialbankcashreserves

C．alwaysconsistsofgoldcoin

D．mustbea“fiat”money

15．Therelationshipbetweeninterestratesonvariousbonds，andthetimeto（heirmaturityiscalledthe______structureofinterestrates．

A．chronological

B．term

C．risk

D．liquidity

16．Anexampleofaninvestmentpoolis______．

A．asavingsandloanassociation

B．alifeinsurancecompany

C．afinancecompany

D．amutualfund

17．Sustaineddownwardmovementsinthebusinesscyclearereferredtoas______．

A．recessions

B．economicrecoveries

C．inflation

D．expansions

18．_____offersawidespectrumofpersonalservicestowealthyclientswhomayhavelittleknowledgeofhowtohandletheirownfinancialaffairsorwhoaretoobusy．

A．Aprivatebank

B．Privatebanking

C．Personalbanking

D．Retailbanking

19．Whichofthefollowingcanbedescribedasinvolvingdirectfinance？

______．

A．Apensionfundmanagerbuysashort－termcorporatesecurityinthesecondarymarket

B．Peoplebuysharesinamutualfund

C．Acorporationissuesnewsharesofstock

D．Aninsurancecompanybuyssharesofcommonstockintheover－the－countermarkets

20．Acalloptiongivestheownertherightto______．

A．selltheunderlyingassetatafixedprice

B．buytheunderlyingassetatafixedprice

C．converttheunderlyingassetatafixedprice

D．takedeliveryoftheunderlyingassetatafixedprice