obama jointsession speechWord文档格式.docx
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It’stheworryyouwakeupwithandthesourceofsleeplessnights.
It’sthejobyouthoughtyou’dretirefrombutnowhavelost;
thebusinessyoubuiltyourdreamsuponthat’snowhangingbyathread;
thecollegeacceptanceletteryourchildhadtoputbackintheenvelope.
Theimpactofthisrecessionisreal,anditiseverywhere.
Butwhileoureconomymaybeweakenedandourconfidenceshaken;
thoughwearelivingthroughdifficultanduncertaintimes,tonightIwanteveryAmericantoknowthis:
Wewillrebuild,wewillrecover,andtheUnitedStatesofAmericawillemergestrongerthanbefore.
Theweightofthiscrisiswillnotdeterminethedestinyofthisnation.
Theanswerstoourproblemsdon’tliebeyondourreach.
Theyexistinourlaboratoriesanduniversities;
inourfieldsandourfactories;
intheimaginationsofourentrepreneursandtheprideofthehardest-workingpeopleonEarth.
ThosequalitiesthathavemadeAmericathegreatestforceofprogressandprosperityinhumanhistorywestillpossessinamplemeasure.
Whatisrequirednowisforthiscountrytopulltogether,confrontboldlythechallengesweface,andtakeresponsibilityforourfutureoncemore.
Now,ifwe’rehonestwithourselves,we’lladmitthatfortoolong,wehavenotalwaysmettheseresponsibilities--asagovernmentorasapeople.
Isaythisnottolayblameorlookbackwards,butbecauseitisonlybyunderstandinghowwearrivedatthismomentthatwe’llbeabletoliftourselvesoutofthispredicament.
Thefactis,oureconomydidnotfallintodeclineovernight.
Nordidallofourproblemsbeginwhenthehousingmarketcollapsedorthestockmarketsank.
Wehaveknownfordecadesthatoursurvivaldependsonfindingnewsourcesofenergy.
Yetweimportmoreoiltodaythaneverbefore.
Thecostofhealthcareeatsupmoreandmoreofoursavingseachyear,yetwekeepdelayingreform.
Ourchildrenwillcompeteforjobsinaglobaleconomythattoomanyofourschoolsdonotpreparethemfor.
Andthoughallthesechallengeswentunsolved,westillmanagedtospendmoremoneyandpileupmoredebt,bothasindividualsandthroughourgovernment,thaneverbefore.
Inotherwords,wehavelivedthroughanerawheretoooften,short-termgainswereprizedoverlong-termprosperity;
wherewefailedtolookbeyondthenextpayment,thenextquarter,orthenextelection.
Asurplusbecameanexcusetotransferwealthtothewealthyinsteadofanopportunitytoinvestinourfuture.
Regulationswereguttedforthesakeofaquickprofitattheexpenseofahealthymarket.
Peopleboughthomestheyknewtheycouldn’taffordfrombanksandlenderswhopushedthosebadloansanyway.
Andallthewhile,criticaldebatesanddifficultdecisionswereputoffforsomeothertimeonsomeotherday.
Wellthatdayofreckoninghasarrived,andthetimetotakechargeofourfutureishere.
Nowisthetimetoactboldlyandwisely--tonotonlyrevivethiseconomy,buttobuildanewfoundationforlastingprosperity.
Nowisthetimetojumpstartjobcreation,re-startlending,andinvestinareaslikeenergy,healthcare,andeducationthatwillgrowoureconomy,evenaswemakehardchoicestobringourdeficitdown.
Thatiswhatmyeconomicagendaisdesignedtodo,andthat’swhatI’dliketotalktoyouabouttonight.
It’sanagendathatbeginswithjobs.
AssoonasItookoffice,IaskedthisCongresstosendmearecoveryplanbyPresident’sDaythatwouldputpeoplebacktoworkandputmoneyintheirpockets.
NotbecauseIbelieveinbiggergovernment–Idon’t.
NotbecauseI’mnotmindfulofthemassivedebtwe’veinherited–Iam.
Icalledforactionbecausethefailuretodosowouldhavecostmorejobsandcausedmorehardships.
Infact,afailuretoactwouldhaveworsenedourlong-termdeficitbyassuringweakeconomicgrowthforyears.
That’swhyIpushedforquickaction.
Andtonight,IamgratefulthatthisCongressdelivered,andpleasedtosaythattheAmericanRecoveryandReinvestmentActisnowlaw.
Overthenexttwoyears,thisplanwillsaveorcreate3.5millionjobs.
Morethan90%ofthesejobswillbeintheprivatesector–jobsrebuildingourroadsandbridges;
constructingwindturbinesandsolarpanels;
layingbroadbandandexpandingmasstransit.
Becauseofthisplan,thereareteacherswhocannowkeeptheirjobsandeducateourkids.
Healthcareprofessionalscancontinuecaringforoursick.
Thereare57policeofficerswhoarestillonthestreetsofMinneapolistonightbecausethisplanpreventedthelayoffstheirdepartmentwasabouttomake.
Becauseofthisplan,95%oftheworkinghouseholdsinAmericawillreceiveataxcut--ataxcutthatyouwillseeinyourpaychecksbeginningonApril1st.
Becauseofthisplan,familieswhoarestrugglingtopaytuitioncostswillreceivea$2,500taxcreditforallfouryearsofcollege.
AndAmericanswhohavelosttheirjobsinthisrecessionwillbeabletoreceiveextendedunemploymentbenefitsandcontinuedhealthcarecoveragetohelpthemweatherthisstorm.
Iknowtherearesomeinthischamberandwatchingathomewhoareskepticalofwhetherthisplanwillwork.
Iunderstandthatskepticism.
HereinWashington,we’veallseenhowquicklygoodintentionscanturnintobrokenpromisesandwastefulspending.
Andwithaplanofthisscalecomesenormousresponsibilitytogetitright.
ThatiswhyIhaveaskedVicePresidentBidentoleadatough,unprecedentedoversighteffort–becausenobodymesseswithJoe.
IhavetoldeachmemberofmyCabinetaswellasmayorsandgovernorsacrossthecountrythattheywillbeheldaccountablebymeandtheAmericanpeopleforeverydollartheyspend.
IhaveappointedaprovenandaggressiveInspectorGeneraltoferretoutanyandallcasesofwasteandfraud.
Andwehavecreatedanewwebsitecalledrecovery.govsothateveryAmericancanfindouthowandwheretheirmoneyisbeingspent.
Sotherecoveryplanwepassedisthefirststepingettingoureconomybackontrack.
Butitisjustthefirststep.
Becauseevenifwemanagethisplanflawlessly,therewillbenorealrecoveryunlesswecleanupthecreditcrisisthathasseverelyweakenedourfinancialsystem.
Iwanttospeakplainlyandcandidlyaboutthisissuetonight,becauseeveryAmericanshouldknowthatitdirectlyaffectsyouandyourfamily’swell-being.
Youshouldalsoknowthatthemoneyyou’vedepositedinbanksacrossthecountryissafe;
yourinsuranceissecure;
andyoucanrelyonthecontinuedoperationofourfinancialsystem.
Thatisnotthesourceofconcern.
Theconcernisthatifwedonotre-startlendinginthiscountry,ourrecoverywillbechokedoffbeforeitevenbegins.
Yousee,theflowofcreditisthelifebloodofoureconomy.
Theabilitytogetaloanishowyoufinancethepurchaseofeverythingfromahometoacartoacollegeeducation;
howstoresstocktheirshelves,farmsbuyequipment,andbusinessesmakepayroll.
Butcredithasstoppedflowingthewayitshould.
Toomanybadloansfromthehousingcrisishavemadetheirwayontothebooksoftoomanybanks.
Withsomuchdebtandsolittleconfidence,thesebanksarenowfearfuloflendingoutanymoremoneytohouseholds,tobusinesses,ortoeachother.
Whenthereisnolending,familiescan’taffordtobuyhomesorcars.
Sobusinessesareforcedtomakelayoffs.
Oureconomysuffersevenmore,andcreditdriesupevenfurther.
Thatiswhythisadministrationismovingswiftlyandaggressivelytobreakthisdestructivecycle,restoreconfidence,andre-startlending.
Wewilldosoinseveralways.
First,wearecreatinganewlendingfundthatrepresentsthelargesteffortevertohelpprovideautoloans,collegeloans,andsmallbusinessloanstotheconsumersandentrepreneurswhokeepthiseconomyrunning.
Second,wehavelaunchedahousingplanthatwillhelpresponsiblefamiliesfacingthethreatofforeclosurelowertheirmonthlypaymentsandre-financetheirmortgages.
It’saplanthatwon’thelpspeculatorsorthatneighbordownthestreetwhoboughtahousehecouldneverhopetoafford,butitwillhelpmillionsofAmericanswhoarestrugglingwithdeclininghomevalues–Americanswhowillnowbeabletotakeadvantageofthelowerinterestratesthatthisplanhasalreadyhelpedbringabout.
Infact,theaveragefamilywhore-financestodaycansavenearly$2000peryearontheirmortgage.
Third,wewillactwiththefullforceofthefederalgovernmenttoensurethatthemajorbanksthatAmericansdependonhaveenoughconfidenceandenoughmoneytolendeveninmoredifficulttimes.
Andwhenwelearnthatamajorbankhasseriousproblems,wewillholdaccountablethoseresponsible,forcethenecessaryadjustments,providethesupporttocleanuptheirbalancesheets,andassurethecontinuityofastrong,viableinstitutionthatcanserveourpeopleandoureconomy.
Iunderstandthatonanygivenday,WallStreetmaybemorecomfortedbyanapproachthatgivesbanksbailoutswithnostringsattached,andthatholdsnobodyaccountablefortheirrecklessdecisions