ISBP681中英文对照.docx

1、ISBP681中英文对照ISBP681中英文对照国际标准银行实务(ISBP681)中英文对照 一、引言 二、先期问题(15条) 三、一般原则(642条) 四、汇票和到期日的计算(4356条) 五、发票(5767条) 六、涵盖至少两种不同运输方式的运输单据(6890条) 七、提单(91114条) 八、租船合同提单(115133条) 九、空运单据(134156条) 十、公路、铁路或内河运输单据(157169条) 十一、保险单据和范围(170180条) 十二、原产地证明(181185条) 一、引言(introduction) Since the approval of International S

2、tandard Banking Practice (ISBP) by the ICC Banking Commission in 2002, ICC Publication 645 has become an invaluable aid to banks, corporates, logistics specialists and insurance companies alike, on a global basis. Participants in ICC seminars and workshops have indicated that rejection rates have dr

3、opped due to the application of the 200 practices that are detailed in ISBP. 自从ICC银行委员会于2002年批准国际标准银行实务(ISBP)以来，ICC第645号出版物就成为全球银行、企业、物流运营商及保险公司的得力助手。ICC研讨会和研习班的参与者表示，由于ISBP中列明的200条惯例的应用，拒付率有所下降。 However, there have also been comments that although the ISBP Publication 645 was approved by the Bankin

4、g Commission its application had no relationship with UCP 500. With the approval of UCP 600 in October 2006, it has become necessary to provide an updated version of the ISBP. It is emphasized that this is an updated version as opposed to a revision of ICC Publication 645. Where it was felt appropri

5、ate, paragraphs that appeared in Publication 645 and that have now been covered in effectively the same text in UCP 600 have been removed from this updated version of ISBP. 然而，也有评论认为，虽然ISBP645经银行委员会批准，但是它的应用于UCP500并无清晰地联系。随着UCP600于2006年10月的通过，更新ISBP就变得有必要了。需要强调的是，这是一个对ICC645号出版物的更新版本而非修订本。在645号出版物中被

6、认为是恰当的段落被以基本相同的措辞纳入到UCP600的正文中，从而不再包含在新版ISBP中。 As a means of creating a relationship between the UCP and ISBP, the introduction to UCP 600, states: During the revision process, notice was taken of the considerable work that had been completed in creating the International Standard Banking Practice f

7、or the Examination of Documents under Documentary Credits (ISBP), ICC Publication 645. This publication has evolved into a necessary companion to the UCP for determining compliance of documents with the terms of letters of credit. It is the expectation of the Drafting Group and the Banking Commissio

8、n that the application of the principles contained in the ISBP, including subsequent revisions thereof, will continue during the time UCP 600 is in force. At the time UCP 600 is implemented, there will be an updated version of the ISBP to bring its contents in line with the substance and style of th

9、e new rules. 作为在UCP和ISBP间建立联系的一种方式，UCP600在引言中写道:“在修订过程中，我们注意到在制定ISBP(ICC645号出版物)过程中所完成的大量工作。ISBP已经发展成为判定单据与信用证是否相符时UCP的必备配套规则。起草小组和银行委员会期望ISBP及其后续修订版本中包含的原则能够在UCP600有效期间继续得到应用。当UCP600正式执行时，将有一个与其主旨和风格保持一致的更新版的ISBP。 The international standard banking practices documented in this publication are consi

10、stent with UCP 600 and the Opinions and Decisions of the ICC Banking Commission. This document does not amend UCP 600. It explains how the practices articulated in UCP 600 are applied by documentary practitioners. This publication and the UCP should be read in their entirety and not in isolation. It

11、 is, of course, recognized that the law in some countries may compel a different practice than those stated here. 本出版物中体现的国际标准银行实务与UCP600及ICC银行委员会发布的意见和决定是一致的。本文件并没有修改UCP600，而是解释UCP600中表述的实务惯例如何为从业者所应用。本出版物与UCP600作为整体使用，不应孤立地解读。当然还须认识到某些国家可能会做出不同于本惯例的强制性规定。 No single publication can anticipate all t

12、he terms or the documents that may be used in connection with documentary credits or their interpretation under UCP 600 and the standard practice it reflects. However, the Task Force that prepared Publication 645 endeavoured to cover terms commonly seen on a day-to-day basis and the documents most o

13、ften presented under documentary credits. The Drafting Group have reviewed and updated this publication to conform with UCP 600. 没有哪个出版物能够预见跟单信用证项下可能使用的所有条款或单据，或者根据UCP600及其中反映的标准实务对这些条款或单据的解释。然而，指定645号出版物的特别小组努力将跟单信用证日常业务中的常见条款及常见单据涵盖其中。起草小组审核并更新了出版物以使其与UCP600保持一致。 It should be noted that any term i

14、n a documentary credit which modifies or excludes the applicability of a provision of UCP 600 may also have an impact on international standard banking practice. Therefore, in considering the practices described in this publication, parties must take into account any term in a documentary credit tha

15、t expressly modifies or excludes a rule contained in UCP 600. This principle is implicit throughout this publication. Where examples are given, these are solely for the purpose of illustration and are not exhaustive. 应当指出，跟单信用证中任何修改或排除UCP某一规定的适用性可条款可能也会对国际标准银行实务的适用产生影响。因此，在考虑本出版物所描述的惯例时，当事人必须考虑到跟单信用

16、证中任何明确修改或排除UCP600规则的条款。这一原则暗含并贯穿于整部ISBP中。本实务中的举例仅为就事论事的说明，而不是全面详尽的阐述。 This publication reflects international standard banking practice for all parties to a documentary credit. Since applicants obligations, rights and remedies depend upon their undertaking with the issuing bank, the performance of t

17、he underlying transaction and the timeliness of any objection under applicable law and practice, applicants should not assume that they may rely on these provisions in order to excuse their obligations to reimburse the issuing bank. The incorporation of this publication into the terms of a documenta

18、ry credit should be discouraged, as UCP600 incorporates international standard banking practice,which includes the practices described in this publication. 本实务中所反映的国际标准银行实务针对跟单信用证的所有当事方。由于开证申请人的义务、权利和救济取决于其与开证行之间的承诺、基础交易的履行情况以及可适用的法律和惯例下有关异议失效方面的规定，申请人不应认为其可以本实务为依据免除其偿付开证行的义务。将本实务纳入跟单信用证的条款实无必要，因为UC

19、P600已包含了国际标准银行实务，而本实务所描述的惯例均被包括其中。 二、先期问题(preliminary considerations) 信用证的申请和开立(The application and issuance of the credit) 1( The terms of a credit are independent of the underlying transaction even if a credit expressly refers to that transaction. To avoid unnecessary costs, delays, and disputes i

20、n the examination of documents, however, the applicant and beneficiary should carefully consider which documents should be required, by whom they should be produced and the time frame for presentation. 信用证条款独立于基础交易，即使信用证明确提及了该基础交易。但是，为避免在审单时发生不必要的费用、延误和争议，开证申请人和受益人应当仔细考虑要求何种单据、单据由谁出具和提交单据的期限 2( The

21、applicant bears the risk of any ambiguity in its instructions to issue or amend a credit. Unless expressly stated otherwise, a request to issue or amend a credit authorizes an issuing bank to supplement or develop the terms in a manner necessary or desirable to permit the use of the credit. 开证申请人承担其

22、有关开立或修改信用证的指示不明确所导致的风险。除非另有明确规定，开立或修改信用证的申请即意味着授权开证行以必要或适当的方式补充或细化信用证的条款，以使信用证得以使用。 3(The applicant should be aware that UCP 600 contains articles such as 3, 14, 19, 20, 21, 23, 24, 28(i), 30 and 31 that define terms in a manner that may produce unexpected results unless the applicant fully acquaint

23、s itself with these provisions. For example, a credit requiring presentation of a bill of lading and containing a prohibition against transhipment will, in most cases, have to exclude UCP 600 sub-article 20(c) to make the prohibition against transhipment effective. 开证申请人应当注意，UCP600的许多条文，诸如第3条、第14条、第

24、19条、第20条、第21条、第23条、第24条、第28条i款、第30条和第31条，其对术语的界定可能导致出乎意料的结果，除非开证申请人对这些条款充分了解。例如，在多数情况下，要求提交提单而且禁止转运的信用证必须排除UCP600第20条c款的适用，才能使禁止装运发生效力。 4(A credit should not require presentation of documents that are to be issued or countersigned by the applicant. If a credit is issued including such terms, the ben

25、eficiary must either seek amendment or comply with them and bear the risk of failure to do so. 信用证不应规定提交由开证申请人出具或副签的单据。如果信用证含有此类条款，则受益人必须要求修改信用证，或者遵守该条款并承担无法满足这一要求的风险。 5(Many of the problems that arise at the examination stage could be avoided or resolved by careful attention to detail in the underl

26、ying transaction, the credit application, and issuance of the credit as discussed 如果对基础交易、开证申请和信用证开立的上述细节多加注意，在审单过程中出现的许多问题都能得以避免或解决。 三、一般原则(general principles) (一) 缩略语(abbreviations) 6(The use of generally accepted abbreviations, for example Ltd. instead of Limited, Intl instead of International, C

27、o. instead of Company, kgs or kos. instead of kilos, Ind instead of Industry, mfr instead of manufacturer or mt instead of metric tons or vice versa does not make a document discrepant. 适用普通认可的缩略语不导致单据不符，例如，用“LTD.”代替“LIMITED”(有限)，用“INTL”代替“INTERNATIONAL”(国际)，用“CO.”代替“COMPANY”(公司)，用“KGS”或“KOS.”代替“KIL

28、OS”(千克)，用“IND”代替“INDUSTRY”(工业)，用“MFR”代替“MANUFACTURER”(制造商)，用“MT”代替“METRIC TONGS”(公吨)。反之，用全称代替缩略语也不导致单据不符。 7(Virgules (slash marks /) may have different meanings, and unless apparent in the context used, should not be used as a substitute for a word. 斜线(“/”)可能有不同的含义，不应用来替代词语，除非在上下文中可以明了其含义。 (二) 证明和声明

29、(certificate and declarations) 8(A certification, declaration or the like may either be a separate document or contained within another document as required by the credit. If the certification or declaration appears in another document which is signed and dated, any certification or declaration appe

30、aring on that document does not require a separate signature or date if the certification or declaration appears to have been given by the same entity that issued and signed the document. 证明、声明或类似文据既可以是单独的单据，也可以包含在信用证要求的其他单据内。如果证明或声明载于另一份有签字并注明日期的单据里，只要该证明或声明表面看来系由出具和签署该单据的同一人作出，则该证明或声明无须另行签字或加注日期。

31、(三) 单据的修正和变更(corrections and alterations) 9(Corrections and alterations of information or data in documents, other than documents created by the beneficiary, must appear to be authenticated by the party who issued the document or by a party authorized by the issuer to do so. Corrections and alterati

32、ons in documents which have been legalized, visaed, certified or similar, must appear to be authenticated by the party who legalized, visaed, certified etc., the document. The authentication must show by whom the authentication has been made and include the signature or initials of that party. If the authentication appears to have been made by a party other than the issuer of the document, the authentication must clearly show in which capacity that party has authenticated the correction or alteration. 除了由受益人制作的单据外，对单据内容的修正和变更必须在表面上看