常见银行英语词汇金融术语.docx
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常见银行英语词汇金融术语
常见银行英语词汇_金融术语
accountnumber帐目编号depositor存户pay-inslip存款单adepositform存
款单abandingmachine自动存取机todeposit存款depositreceipt存款收据
privatedeposits私人存款certificateofdeposit存单depositbook,passbook存
creditcard信用卡principal本金overdraft,overdraw透支tocountersign折
双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付
todishonoracheque拒付tosuspendpayment止付cheque,check支票
ordercheque记名支票bearercheque不记名支票chequebook支票本
crossedcheque横线支票blankcheque空白支票rubbercheque空头支票
chequestub,counterfoil票根cashcheque现金支票traveler’scheque旅行支
票
chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已
付支票forgedcheque伪支票Bandar’snote庄票,银票banker银行家
president行长
savingsbank储蓄银行ChaseBank大通银行NationalCityBankofNewYork
HongkongShanghaiBankingCorporation汇丰银行花旗银行
CharteredBankofIndia,AustraliaandChina麦加利银行
BanquedeI’IndoChine东方汇理银行centralbank,nationalbank,banker’sbank
中央银行bankofissue,bankofcirculation发行币银行commercialbank商业
银行,储蓄信贷银行memberbank,creditbank储蓄信贷银行discountbank贴
现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行
advisingbank,notifyingbank通知银行negotiationbank议付银行
confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行
localbank本地银行domesticbank国financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部
creditdepartment银行的信用部commercialcreditcompany(discountcompany)
商业信贷公司(贴现公司)neighborhoodsavingsbank,bankofdeposit街道储蓄
所
creditunion合作银行creditbureau商业兴信所self-servicebank无人银行
landbank土地银行constructionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行mutualsavingsbank互助储蓄银行
postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银
行
industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银
行
charteredbank特许银行correspondingbank往来银行investmentbank投资
银行
merchantbank,acceptingbank承兑银行importandexportbank(EXIMBANK)进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaccounting公共会计
businessaccounting商业会计costaccounting成本会计depreciationaccounting
折旧会计generalledger总帐
computerizedaccounting电脑化会计subsidiaryledger分户帐cashbook现金出纳帐cashaccount现金帐journal,day-book日记帐,流水帐baddebts坏帐investment投资surplus结余idlecapital游资economiccycle经济周期economicboom经济繁荣economicrecession经济衰退economicdepression
经济萧条economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货
internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力
moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算
nationalgrossproduct国民生产总值publicbond公债stock,share股票debenture债券treasurybill国库券debtchain债务链directexchange直接(对角)套汇
indirectexchange间接(三角)套汇crossrate,arbitragerate套汇汇率
foreigncurrency(exchange)reserve外汇储备foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率
goldreserve黄金储备money(financial)market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员
anapplicationform申请单bankstatement对帐单letterofcredit信用证
strongroom,vault保险库equitabletaxsystem等价税则
specimensignature签字式样bankinghours,businesshours营业时间
minimumpaid-upsharecapital最低实缴股本reciprocity互惠
correspondingbank代理行liaisonoffice联络办公室moratorium延期偿付权
legislation法规innovation改革underwriting包销merge合并
portfolio资产组合unittrust单位投资信托arbitrage套汇deregulation放松管制capitaladequacyratio资本充足率derivative金融衍生工具maturity到期日
redemption兑现certificatesofindebtedness债务证书
linkedexchangerate联系汇率accountingarrangements会计安排
resumptionofsovereign收回主权holdingcompany控股公司privileges特权
legaltender法币mediumofexchange交换媒介deferredpayment延期支付
facevalue面值mintage铸币homogeneity同质权fiatmoney不兑换纸币,名义纸币negotiablecertificatesofdeposits大额转让存单narrowly-defined狭义定义的
broadly-defined广义定义的requiredreserve法定准备金excessreserve超额准备金monetarybase货币,流通,基础openmarketoperations公开市场操作auction拍卖
non-intervention不干涉主义netbalance净差,余,额bookvaluepershare每股帐面价值advance贷款retainedearnings留存收益risk-weightedassets风险加
权资产
off-balancesheetitems表外业务项目collateral抵押claims债权denominate面值residualmaturity剩余期限mortgage住房抵押arrears拖欠尾数default违约
on-balancesheetitems表内业务contingency意外开支repurchaseagreement回购协议recourse追索权irrevocable不可撤消rediscounting在贴现marketriskexposure市场风险position头寸debt-to-equityratio资产负债比率treasurebond国库券leasing租赁
moneylaundering洗钱treasurebill国库券bankruptcy破产creditsecuritization信用证券化realtimegrosssettlement实时全额清算off-shore离岸borrowmoneyoncredit信用借款clearingbank清算行discounthouse贴现行privilegedposition最优惠头寸
buildingsociety建房协会JapaneseBigBang日本金融改革wiretransfer电子转帐dualbankingsystem双轨银行制度laissez-faire自由放任主义negotiable可流通的installme福利基金beneficiary受益人collectingbank代收行
code代号,代码,密码unclearedcheque未清偿支票invoice发票credittransfer信用转帐endorsement背书bearer持票人defectivetitle有瑕疵的所有权downpayment首付款traveller’scheque旅行支票bearerbonds不记名债券crossedcheque划线支票
countersign联署payingbank付款行transferable可转让holderinduecourse正当持票人holderinvalue有代价持票人overdue过期dishonouredcheque拒付支票countermand取消reporepurchaseagreement回购协议garnisheeorder向第三债务人下达的资产扣押令
winding-up停业清理securedloan担保贷款overdraft透支realestatemortgage房地产抵押chattelmortgage动产抵押inpresenceof提示reimbursement偿还access准入
withholdinginteresttax预扣税custodian保管automatictellermachine自动取款机
personalidentitynumber密码.个人识别号passbook存折insurancebroker保险经纪人hirepurchase租购workingcapitalloan周转资金start-uploan创业贷款
syndicatedloan辛迪加贷款projectfinancing项目融资foreigntradefinancing对外贸易融资currentassets流动资产accountsreceivable应收帐款agentbank代理行
drawdownperiod支用期graceperiod宽限期principle本金tombstone证券发行公告factoringfacilities保理业务opencredit无担保贷款factor保理lessee承租人lessor出租人non-resourse无追索权financiallease金融租赁operatinglease经营租赁
fullpayoutlease支付租赁truelease真实租赁conditionallease条件租赁
leveragelease杠杆租赁electronicdateinterchangeservices电子数据交换服务
retailbank商业零售银行privatebank私人银行merchantbank商人银行
riskpreference风险偏好risktakinginvestor甘冒风险的投资者
riskaversioninvestor逃避风险的投资者macroeconomicoriented以宏观经济为导向的equitiesorigination股票发行venturecapitalfinancing风险资本融资
thespread价差interestrateswap利率互换leveragebuyout杠杆收购junkbond垃圾债券redchips红筹股"h"sharesH股trustee受托人collection托收productioncost生产成本productioncombination生产联合comparativeadvantage相对优势middleagent中间代理eliminateexchangerisk消除外汇风险shippinginsurance海险guarantee担保
performancebond履约保证importcredit进口信贷dividends分红moneytransfer转帐
bankdraft银行汇票mailtransfer信汇telegraphictransfer电汇testkey测试密
SocietyforWorldInter-bankFinancialTelecommunications环球银行钥telex电报
间金融电讯协会standardizedformat标准格式clearinghouse结算所computercode电脑代码
additionalcost附加成本foreignexchangerate外汇汇率swing浮动spotrate现汇汇率marketrate市场汇率crossrate交叉汇率forwardexchangecontract远期外汇合同currencyfuturecontract货币期货合同quotation报价单rollingforex展期外汇
optiononforeignexchange外汇期权strikeprice执行价格expirydate到期日
calloption多头期头putoption空头期权foreignexchangehedge外汇套期保值
foreignexchangeswap外汇掉期superannuation养老基金pensionfunds退休基金brokeragefee经纪人佣金optimumprofit最高收益canon标准
行为speculativepurpose投机目的repaymentschedule还illegalactivities非法
款安排balancesheet资产负债表incomestatement利润表long-termloan长期贷款
country-risk国别风险quantitativeyardstick定量的评判标准creditrisk信用风险
riskassessment风险评估margin保证金legalauthority法定权力
memorandumandarticlesofassociation公司章程cushionofassets资产缓冲
safetitle所有权creditreferenceagency信用查询机构creditstanding信用状况
consumerloan消费信贷bonus奖金gratuity退休金trackrecord工作履历
minor’saccount未成年人帐soleproprietors独资企业privatelimitedcompany私人有限公司publiclimitedcompany公共有限公司inter-banklending/borrowing同业拆借
theinter-bankmoneymarket同业拆借市场localcurrency本国货币marginalcost边际成本
inter-bankrate同业拆借利率contingencypayout意外支出naturaldisaster自然灾害legalstatus法定地位documentarycredit跟单信用证documentarycollection跟单托收exportcreditinsurance出口信贷保险shipmentpolicy装运保险单issuingbank开证行advisingbank通知行confirmingbank保兑行applicant开证申请人
irrevocabledocumentaryletterofcredit不可撤消信用证reimbursingbank偿付行
negotiatingbank议付行verification证实confirmedcredit保兑信用证
paymentinadvance预付贷款remittingbank托收行collectingbank代收行
sightbill即期汇票termbill远期汇票cleancollection光票托收billoflading提单certificateoforiginairwaybill航空联运certificateofinspection检验证明
insurancepolicycertificate保单证明openaccount赊销premium保险费
stockbroking股票经纪goingconcern持续经营netprofit净收益
auditedaccounts经过审计的帐户registrationcertificate注册证明inheritance遗产tangiblesecurity有形担保intangiblepersonalguarantee无形个人担保
deed契约dormantpartner不参与经营的合伙人limitedpartner有限责任合伙人
aggressivemanagement扩张性管理defensivemanagement保守性管理
gearing举债经营priorcharge优先偿付债券chargesonassets以资产抵押
fixedcharge固定抵押floatingcharge浮动抵押overtrading超资力经营
lifepolicy人寿保险depreciation折旧indemnity赔偿legalmortgage法定抵押
leaseholdmortgage衡平法抵押surrendervalue租赁财产抵押stocksandshares股票和证券unquotedshares非挂牌,上市,股票cross-guarantee交叉担保underinfluence不正当影响misrepresentation与事实不符合的陈述debenture债券rundown削减acknowledgement确认tangibleassets有形资产intangibleassets无形资产copyright版权goodwill商誉networth资产净值cashflow现金流量
流动比率quickratio速动比率qualityofassets资产质量investmentcurrentratio
strategy投资策略trendanalysis趋势分析
debttoequityratio债务产权率debtserviceratio还本付息比;偿债比率amortization摊销receivableturnover应收帐款inventoryturnover存货周转writeoff注销
recession