《深圳市住房公积金管理暂行办法》English.docx

《深圳市住房公积金管理暂行办法》English.docx

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《深圳市住房公积金管理暂行办法》English

InterimMeasuresofShenzhenCityforManagementoftheHousingProvidentFund

PartIGenerals

Article1AccordingtoRegulationsonManagementoftheHousingProvidentFundissuedbytheStateCouncilandwithreferencetotherealsituationsinShenzhenCity,thesemeasuresareformulatedtolegalizethemanagementofthehousingprovidentfundofShenzhenCity,protectthelegitimateinterestsoftheholdersofthehousingprovidentfund,allowthehousingprovidentfundtoplayitsroleinhousingsecurity,supporttheemployeestobuyhousesontheirown..

Article2TheseMeasuresareapplicabletothecontribution,withdrawal,use,managementandsupervisionofhousingprovidentfundwithintheterritoryofShenzhenCity.

Article3Thehousingprovidentfundshallbecontributedbygovernmentalorganizationsandinstitutions,enterprises,non-profitprivateestablishments,non-governmentalorganizations（hereinafterreferredtoasunits）andtheirin-serviceemployeeswithorwithouthouseholdregistrationinShenzhenCity.

ThehousingprovidentfundintheseMeasuresreferstothelong-termpooltosupporttheemployeestopurchasehousesforinhabitationbythemselvesanditispurposedforhouseavailability,mutualaidandobligatory.

Thehousesforinhabitationbyemployeesthemselvesintheseregulationsincludeaffordablehouses,reasonablehousesandaveragecommercialhouses.

Article4Thehousingprovidentfundcontributedbyanemployeeitselfaswellasthatcontributedbyunitstowhichtheemployeeservesisownedbytheemployeeitself.

Article5Theprinciplethatthehousingcommitteemakesdecisions,themanagingcenterofhousingprovidentfundoperates,thebankdepositsinspecialaccountandthefinancesupervisesshallbeexcisedinthemanagementofhousingprovidentfund.

Article6Thegovernmentaldepartmentsforhousingsecurity,finance,people’sbank,planningandlandresources,publicsecurity,humanresourcesandsocialinsurance,civilaffairs,marketsupervisions,taxcollection,statistics,state-ownedassets,tradeunionandpeople’sgovernmentofeachdistrictshallperformthefunctionsoftheirowntosupporttheexpansionofthecontributiontothehousingpoolandaninformationsharingmechanismshallbeestablishedtofacilitatetheexaminationofthecontributiontoandwithdrawal,loanfromthehousingpool.

PartIIOrgansandResponsibilities

Article7TheManagementCommitteeofHousingProvidentFund,onethirdofwhosemembersshallberesponsiblepersonsfromthegovernment,financialdepartment,peoplebanketcandrelativeexperts,onethirdshallberepresentativesfromthetradeunionandtheemployeesandonethirdshallbefromtheunits,formsdecisionmakertomanagethehousingprovidentfundofShenzhenCity.

Thecommitteemembershallbeappointedbythegovernmentafterrecommendationaccordingtotherequiredprocedures.

Article8Astrict,standardizedmeetingsystemshallbeappliedtotheManagementCommitteeofHousingProvidentFund,rules,procedures,purviewsandresponsibilitiesfordecisionmakingshallbedefinedandsystemsforkeepingrecordsofthedecisionsforreviewshallbeestablished.

OfficeresponsiblefororganizationsofmeetingsandsupervisionsofdecisionimplementationsundertheleadershipoftheManagementCommitteeofHousingProvidentFundshallbeestablishedintheMunicipalHousingDepartment.

Article9TheManagementCommitteeofHousingProvidentFundshallperformthefollowingfunctionsandresponsibilitiesinthemanagementofhousingprovidentfund:

（1）Toworkoutandadjustthespecificmeasuresforthemanagementofhousingprovidentfundandsupervisetheimplementationthereofinaccordingtotherelevantlaws,regulationsandpolicies;

（2）Tosetthespecificrateforcontributiontothehousingprovidentfund;

（3）Toexamineandapprovetheplanforcollectingandusingthehousingprovidentfundandthereportabouttheplanimplementations;

（4）Toexamineandapprovetheannualbudgetsandfinalaccountsforthefinancialrevenueandexpenditureofthehousingfund;

（5）Toexamineandapprovetheplanfordistributionoftheprofitfromvalue-addingoperations;

（6）ToexamineandapprovetheapplicationsubmittedbytheManagementCenterofHousingProvidentFundforwritingoffthebadanddoubtfuldebtsontheaccountofhousingfund;

（7）ToexamineanddiscusstheannualbulletinofhousingfundtheManagementCenterofHousingProvidentFundintendstomakepublic;

（8）Otherissuesneededtoexamineandapprove.

Article10TheManagementCenterofHousingProvidentFundisanon-profitandindependentestablishmentdirectlyundertheleadershipofthePeople’sgovernmentofShenzhenCityandisnowmandatedbytheMunicipalHousingDepartment;

AsapioneeringstatutorybodyofShenzhenCity,theManagementCenterofHousingProvidentFundshalloperateaccordingtotheProvisionsontheOperationoftheManagementCenterofHousingProvidentFund,whichisrequiredforastatutorybody.

Article11TheManagementCenterofHousingProvidentFundshallimplementthedecisionsmadebytheManagementCommitteeofHousingProvidentFundandperformthefollowingfunctionsaccordingtothelaws:

（1）Tomakeandimplementtheplanforcollectingandusinghousingprovidentfund;

（2）Torecordthecontribution,withdrawalanduseofhousingprovidentfund;

（3）Toassessthehousingprovidentfund;

（4）Toexamineandapprovethewithdrawalanduseofhousingprovidentfund;

（5）Topreventthehousingprovidentfundfromdepreciationbyinvestingitandreturnit;

（6）Todraftthereportontheimplementationoftheplanforcollectingandusinghousingprovidentfund;

（7）Topreparethebudgetandfinalaccountforbalanceofhousingfundineachyear;

（8）Tosuperviseandinspectthecontributionsoftheunitstothehousingfund;

（9）Tolaydownaplanfordistributionoftheadditionalvalueonthehousingfund;

（10）Todecidetheupperlimitforloanfromthehousingfund;

（11）Tocollectthehousingprovidentfundandwithdrawfromitinaccordancewiththeregulationorauthorizeabanktodoso;

（12）Toinvestigateorpunishtheillegalitiesinthecontributiontoorwithdrawalfromoruseofthehousingfund;

（13）ToperformothercommissionsbythePeople’sGovernmentofShenzhenCityandtheManagementCommitteeoftheHousingProvidentFund

Thebudgetandfinalaccountforbalanceofhousingfundineachyear,whichisprescribedinparagraph（7）above,andtheplanfordistributionoftheadditionalvalueonthehousingfund,whichisprescribedinparagraph（9）above,shallbeauditedbythemunicipalfinancialdepartmentbeforetheyaresubmittedtotheManagementCommitteeofHousingProvidentFundforexaminationbytheManagementCenterofHousingProvidentFund.Theupperlimitforloanfromthehousingfund,whichisprescribedinparagraph（10）above,shallbedecidedbytheManagementCenterofHousingProvidentFundonthebasisofthehousingprice,affordabilityoftheemployee,thebalanceofhousingprovidentfundinShenzhenCitybeforeitissubmittedtotheManagementCommitteeofHousingProvidentFundforapproval,publicityandimplementation.

Article12TheManagementCenterofHousingProvidentFundmaysetupsubdivisionsforoperationasfewaspossibleinconformitywiththeoperationalneedandthesituationofShenzhenCity;

Article13AComputerizedSystemforManagementoftheHousingProvidentFundshallbeestablishedintheManagementCenterofHousingProvidentFundandsuchITmeansasonlineserviceplatformshallbeappliedtoimprovetheefficiencyinhandlingthebusinessofhousingprovidentfund.

FortheoperationoftheManagementCenterofHousingProvidentFundClear,specificandeffectivesystemtomaketheoperationregularized,scientific,computerizedshallbeestablishedsothattheoperationalriskmanagementcanbereinforcedandthefundsecuritiescanbeensured.

TheManagementCenterofHousingProvidentFundshallimprove

TheManagementCenterofHousingProvidentFundshallkeepaneyeonthequalityofthehousingprovidentfundservice,innovatenewservicemodeandestablishregularsystemandstandardmechanismforhandlinghousingprovidentfundservice

Article14TheManagementCommitteeoftheHousingProvidentFundmayanswerthecallofrealneedbycommittingabanktocollectandwithdrawthehousingprovidentfund;tothisend,acontractshallbemadeandenteredintobetweentheCommitteeandtheauthorizedbanktomakecleartheaccountabilityandresponsibilitiesofthebankincollectiontoandwithdrawalfromthehousingprovidentfund.

Thetrusteebankshallbesupervised,inspectedandexaminedbytheManagementCenterofHousingProvidentFund.TheManagementCenterofHousingProvidentFundshalldisengagethetrusteebankwhichembezzlesthehousingprovidentfundorisfoundunacceptableafterexaminationfromthecontractandafterthedisengagement,thetrusteebankshallturnoverthehousingprovidentfundandrelativedatawithintherequiredperiod.

PartIIIContributiontotheHousingFund

Article15Anewly-establishedunitshallberegisteredatthemanagingcenterofhousingprovidentfundforcontributiontothehousingfundwithin30daysafteritsestablishmentandthosewhichwereestablishedbeforetheenactmentoftheseMeasuresshallberegisteredatthemanagingcenterofhousingprovidentfundforcontributiontothehousingfundwithintherequiredperiod.

Within20daysafterregistrationintheManagementCenterofHousingProvidentFund,aunitshallarriveatthetrusteebanktoopentheaccountforhousingprovidentfundfortheemployeesofitselfandeachemployeeisallowedonlyoneaccountforthe