银行业金融机构进入全国银行间同业拆借市场审核规则 announcement of the peoples bank of china.docx

银行业金融机构进入全国银行间同业拆借市场审核规则 announcement of the peoples bank of china.docx

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银行业金融机构进入全国银行间同业拆借市场审核规则announcementofthepeoplesbankofchina

银行业金融机构进入全国银行间同业拆借市场审核规则AnnouncementofthePeoplesBankofChina

TheRulesforApprovingtheAccessofBankingFinancialInstitutionstotheNationwideInter-BankBorrowingMarket，whichhavebeenformulatedbythePeople’sBankofChinapursuanttotheLawofthePeople’sRepublicofChinaonthePeople’sBankofChina，theAdministrativeLicensingLawofthePeople’sRepublicofChinaandtheMeasuresofthePeople’sBankofChinafortheImplementationofAdministrativeLicensing，arepromulgatedherebyforimplementation.

Whereanybankingfinancialinstitutionengagesininter-bankborrowingbusinesswithoutbeingapprovedforaccesstothenationwideinter-bankborrowingmarket，thecaseshallbereportedtothelocalbranchorbusinessmanagementdepartmentorthecentralsub-branchintheprovincialcapitalofthePeople’sBankofChinaforarchivalpurposes.Andthespecificmeasuresshallbeformulatedseparatelybythelocalbranch，businessmanagementdepartmentorthecentralsub-branchinprovincialcapitalofthePeople’sBankofChina.

RulesforApprovingtheAccessofBankingFinancialInstitutionstotheNationwideInter-BankBorrowingMarket

Article1Withtheviewofregulatingtheproceduresforexaminationandapprovaloftheapplicationsbythebankingfinancialinstitutionsforaccesstothenationwideinter-bankborrowingmarket（hereinafterreferredtoasthe“inter-bankborrowingmarket），thepresentRulesareformulatedpursuanttotheAdministrativeLicensingLawofthePeople’sRepublicofChina，theLawofthepeople’sRepublicofChinaonthePeople’sBankofChinaandtheLawofthePeople’sRepublicofChinaonCommercialBanks.

Article2Theterm“bankingfinancialinstitutions”mentionedinthepresentRulesshallrefertodeposit-takingfinancialinstitutions，suchascommercialbanks，urbancreditcooperativesandruralcreditcooperatives，andpolicybanks，whichareestablishedwithintheterritoryofthePeople’sRepublicofChina.

Article3Toapplyforaccesstotheinter-bankborrowingmarket，abankingfinancialinstitutionestablishedwiththeapprovalofthebankingregulatoryinstitutionundertheStateCouncilshallmeetthefollowingrequirements：

（1）havingaperfectorganizationstructureandaperfectmanagementsystem；

（2）havingnorecordsofpunishmentimposedbythePeople’sBankofChina，thebankingregulatoryinstitutionundertheStateCouncilorothercompetentdepartmentsduetoitsillegalorirregularoperationinthepasttwoyears；

（3）nocasesofinsolvencyinthepasttwoyears；and

（4）otherrequirementsasmaybeprovidedforbythePeople’sBankofChina.

Toapplyforaccesstotheinter-bankborrowingmarket，aforeign-fundedcommercialbankmust，inadditiontotherequirementsprovidedforintheprecedingparagraph，obtaintheapprovalofthebankingregulatoryinstitutionundertheStateCouncilforundertakingRMBbusiness；anurbancreditcooperativeapplyingforaccesstotheinter-bankborrowingmarketmustcompleteitsrestructuring；inthecaseofaruralcreditcooperative，theapplicationforaccesstotheinter-bankborrowingmarketmustbemadebyacounty-levelcooperative；apolicybankapplyingforaccesstotheinter-bankborrowingmarketmusthaveissuedbondsintheinter-bankbondmarketinthemannerofmarketization.

Ifastate-ownedcommercialbankorajoint-stockcommercialbankwishestoauthorizeanyofitsfirst-levelbranchestoentertheinter-bankborrowingmarket，itsheadquartersmustbeamemberoftheinter-bankborrowingmarket.

Article4Theapplicationofastate-ownedcommercialbankorajoint-stockcommercialbankforaccesstotheinter-bankborrowingmarketshallbesubmittedtotheheadquarterofthePeople’sBankofChi

naforapproval.

Article5Toapplyforaccesstotheinter-bankborrowingmarket，astate-ownedcommercialbankorajoint-stockcommercialbankshallsubmitthefollowingmaterialstotheheadquarterofthePeople’sBankofChina：

（1）anapplicationforaccesstotheinter-bankborrowingmarket；

（2）aphotocopyoftheFinancialLicense；

（3）aphotocopyoftheBusinessLicense；

（4）thearticlesofassociation；

（5）theinternalcontrolsystemforcapitalmanagement；

（6）thebalancesheetsandprofitandlossstatementsforthepasttwoyears；

（7）particularsonthedepartmentandpersonnelwhotakechargeofthecapitaloperation；and

（8）othermaterialsasmayberequiredbythePeople’sBankofChina.

Article6Toauthorizeanyofitsfirst-levelbranchestoentertheinter-bankborrowingmarket，astate-ownedcommercialbankorajoint-stockcommercialbankmustsubmitthefollowingmaterialstotheheadquarterofthePeople’sBankoftheChina：

（1）anapplicationforauthorizingsuchfirst-levelbranchtoentertheinter-bankborrowingmarket；

（2）anauthorizationletterontheaccesstointer-bankborrowingmarketandtheauthorizedinter-bankborrowinglimitgiventosuchfirst-levelbranch；

（3）theincomeandexpensesformofcreditfundsofthefirst-levelbranch；

（4）theinternalcontrolsystemforcapitalmanagementofthefirst-levelbranch；

（5）particularsonthedepartmentandpersonnelwhotakechargeofthecapitaloperationofthefirst-levelbranch；and

（6）othermaterialsasmayberequiredbythePeople’sBankofChina.

Article7Toapplyforaccesstotheinter-bankborrowingmarket，anurbancommercialbankshallsubmitanapplicationtothelocalofficeofthePeople’sBankofChina，whichshallmakepreliminaryexaminationandthensubmittheapplicationlevelbyleveltotheheadquarterofthePeople’sBankofChinaforapproval.

Article8Toapplyforaccesstotheinter-bankborrowingmarket，anurbancommercialbankshallsubmitthefollowingmaterialstothelocalofficeofthePeople’sBankofChina：

（1）anapplicationforaccesstotheinter-bankborrowingmarket；

（2）aphotocopyoftheFinancialLicense；

（3）aphotocopyoftheBusinessLicense；

（4）thearticlesofassociation；

（5）theinternalcontrolsystemforcapitalmanagement；

（6）thebalancesheetsandprofitandlossstatementsforthepasttwoyears；

（7）particularsonthedepartmentandpersonnelwhotakechargeofthecapitaloperation；and

（8）othermaterialsasmayberequiredbythePeople’sBankofChina.

Article9Theurbancommercialbank，whichwasapprovedbythePeople’sBankofChinatoengageininter-bankborrowingbusiness，shallcarryoutitsbusinessinthenameofthebankasacorporationwithnobranchesbeingallowedtoengageininter-bankborrowingbusiness.

Article10Whenapplyingforaccesstotheinter-bankborrowingmarket，theheadquarterofaforeign-fundedcommercialbankwiththecorporationinstituteestablishedwithinChinaoraforeign-fundedcommercialbankbranchwiththecorporationinstitutionestablishedoutsideChinashallsubmitanapplicationthereforetothelocalofficeofthePeople’sBankofChina，whichshallmakepreliminaryexaminationandthensubmittheapplicationlevelbyleveltotheheadquarterofthePeople’sBankofChinaforapproval.

Article11Toapplyforaccesstotheinter-bankborrowingmarket，aforeign-fundedcommercialbankshallsubmitthefollowingmaterialstothelocalofficeofthePeople’sBankofChina：

（1）anapplicationforaccesstotheinter-bankborrowingmarket；

（2）aphotocopyoftheFinancialLicense；

（3）aphotocopyoftheBusinessLicense；

法律英语银行业金融机构进入全国银行间同业拆借市场审核规则AnnouncementofthePeoplesBankofChinatrolsystemforcapitalmanagement；

（6）thebalancesheetsandprofitandlossstatementsforthepasttwoyears；

（7）particularsonthedepartmentandpersonnelwhotakechargeofthecapitaloperation；and

（8）othermaterialsasmayberequiredbythelocalofficebythePeople’sBankofChina.

Article15Theapplicationofapolicybankforaccesstotheinter-bankborrowingmarketshallbesubmittedtotheheadquarterofthePeople’sBankofChinaforapproval.

Article16Toapplyforaccesstotheinter-bankborrowingmarket，apolicybankshallsubmitthefollowingmaterialstotheheadquarterofthePeople’sBankofChina：

（1）anapplicationforaccesstotheinter-bankborrowingmarket；

（2）aphotocopyoftheFinancialLicense；

（3）aphotocopyoftheBusinessLicense；

（4）theannualbondissueplanasapprovedbythePeople’sBankofChina；

（5）theinternalcontrolsystemforcapitalmanagement；

（6）thebalancesheetsandprofitandlossstatementsforthepasttwoyears；

（7）particularsonthedepartmentandpersonnelwhotakechargeofthecapitaloperation；and

（8）othermaterialsasmayberequiredbythePeople’sBankofChina.

Article17EverypolicybankapprovedbythePeople’sBankofChinatoengageininter-bankborrowingbusinessshallcarryoutitsbusinessinthenameofthebankasacorporation，withnobranchesbeingallowedtoengageininter-bankborrowingbusiness.

Article18AsforthetimelimitfortheexaminationandapprovalbythePeople’sBankofChinaanditsofficesorbranchesofapplicationsbybankingfinancialinstitutionforaccesstotheinter-bankborrowingmarket，Articles28and29oftheMeasuresofthePeople’sBankofChinafortheImplementationofAdministrativeLicensingshallapply.

Article19Anybankingfinancialinstitution，whichhasobtainedtheapprovalforaccesstotheinter-bankborrowingmarket，shallmakenecessarydisclosureoftheinformationtothemarkettruly，accuratelyandcompletely.

Article20Anybankingfinancialinstitution

may，ofitsownaccord，applytothePeople’sBankofChinaforexitingtheinter-bankborrowingmarket.

Article21Whereanybankingfinancialinstitution，whichhasenteredtheinter-bankborrowin