《国际支付与结算》修订版王益平课后答案之欧阳历创编.docx

《国际支付与结算》修订版王益平课后答案之欧阳历创编.docx

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《国际支付与结算》修订版王益平课后答案之欧阳历创编

ChapterOne

时间：

2021.02.09

创作人：

欧阳历

1.Fillintheblankstocompleteeachsentence.

（1）locallegalsystem,political,exchangerisks

（2）openaccount,advancepayment,remittanceandcollection

（3）letterofcredit,bankguarantee

（4）priceterms,deliveryterms

（5）least/minimum,most/maximum

（6）advancepayment

（7）openaccount

（8）cleancollection,documentarycollection

2.略

3.TranslatethefollowingtermsintoEnglish.

（1）settlementonbankcredit

（2）thepotentialforcurrencyfluctuation

（3）toclearthegoodsforexport

（4）topaytheinsurancepremium

（5）tocarryoutexportformalities

（6）themajorparticipantsininternationaltrade

（7）thecommodityinspectionclause

（8）tofulfilltheobligationtodeliverthegoods

（9）thegoodshavepassedovertheship’srail

（10）Internationalcontractisconcludedinacompletelydifferentcontextthandomesticones

4．Decidewhetherthefollowingstatementsaretrueorfalse.

（1）F

（2）F（3）T（4）T（5）T

（6）T（7）F（8）T（9）T（10）F

5.Choosethebestanswertoeachofthefollowingstatements

（1）-（5）BCCBD（6）-（10）DACCC

（11）-（15）BDDCD（16）-（20）DCACD

ChapterTwo

1.Fillintheblankstocompleteeachsentence.

（1）barter

（2）mediumofexchange

（3）expensive,risky

（4）our

（5）Vostro

（6）vostro

（7）nostro

（8）specimenofauthorizedsignatures,telegraphictestkeys,termsandconditions,Swiftauthentickeys

2.Definethefollowingterms

（1）Correspondentrelationship〖Abankhavingdirectconnectionorfriendlyservicerelationswithanotherbank.〗

（2）Internationalsettlements〖Internationalsettlementsarefinancialactivitiesconductedamongdifferentcountriesinwhichpaymentsareeffectedorfundsaretransferredfromonecountrytoanotherinordertosettleaccounts,debts,claims,etc.emergedinthecourseofpolitical,economicorculturalcontractsamongthem.〗

（3）Visibletrade〖Theexchangeofgoodsandcommoditiesbetweenthebuyerandtheselleracrossborders.〗

（4）Financialtransaction〖Internationalfinancialtransactioncoversforeignexchangemarkettransactions,governmentsupportedexportcredits,syndicatedloans,internationalbondissues,etc.〗

（5）.Vostroaccount〖Vostroaccountisanaccountheldbyabankonbehalfofacorrespondentbank.〗

3.TranslatethefollowingtermsintoEnglish.

（1）commercialcredit

（2）controldocuments

（3）accountrelationship

（4）cashsettlement

（5）financialintermediary

（6）creditadvice

（7）agencyarrangement

（8）creditbalance

（9）reimbursementmethod

（10）testkey/code

4．Decidewhetherthefollowingstatementsaretrueorfalse.

（1）T

（2）F（3）F（4）T（5）F

5.Choosethebestanswertoeachofthefollowingstatements

（1）-（5）BCDAD（6）-（10）BBDAB

ChapterThree

1.DefinethefollowingTerms:

（1）Negotiableinstrument〖“Anegotiableinstrumentisachoseinaction,thefullandlegaltitletowhichistransferablebydeliveryoftheinstrument（possiblywiththetransferor’sendorsement）withtheresultthatcompleteownershipoftheinstrumentandallthepropertyitrepresentspassesfreefromequitiestothetransferee,providingthelattertakestheinstrumentingoodfaithandforvalue.”〗

（2）Billofexchange〖Abillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemand,oratafixedordeterminablefuturetime,asumcertaininmoney,toortotheorderofaspecifiedperson,ortobearer.〗

（3）Check〖Acheckisanunconditionalorderinwritingaddressedbythecustomertoabanksignedbythatcustomerauthorizingthebanktopayondemandaspecifiedsumofmoneytoortotheorderofanamedpersonortobearer.〗

（4）Documentarybill〖Itisabillwithshippingdocumentsattachedthereto.〗

（5）Crossing〖Acrossingisineffectaninstructiontothepayingbankfromthedrawerorholdertopaythefundtoabankonly.〗

2.TranslatethefollowingtermsintoEnglish.

（1）一般划线支票〖generallycrossedcheck〗

（2）特殊划线支票〖speciallycrossedcheck〗

（3）过期支票〖acheckthatisoutofdate〗

（4）未到期支票〖postdatedcheck〗

（5）大小写金额〖amountinwords〗

（6）白背书〖blankendorsement〗

（7）特别背书〖specialendorsement〗

（8）限制性背书〖restrictiveendorsement〗

（9）跟单汇票〖documentarybill〗

（10）即期汇票〖sightdraft〗

（11）远期汇票〖usance/termbill〗

（12）承兑汇票〖acceptancebill〗

（13）可确定的未来某一天〖determinablefuturedate〗

（14）光票〖cleanbill〗

（15）流通票据〖negotiableinstrument〗

（16）贴现行〖discountinghouse〗

（17）商人银行〖merchantbank〗

（18）无条件的付款承诺〖unconditionalpromiseofpayment〗

（19）负连带责任〖jointlyandseverallyresponsible〗

（20）出票后90天付款〖payable90daysafterdate〗

3.Decidewhetherthefollowingstatementsaretrueorfalse.

（1）T

（2）F（3）T（4）T（5）T

（6）F（7）T（8）T（9）T（10）T

（11）F（12）T（13）T（14）F（15）T

（16）T（17）T（18）F（19）F（20）F

4.Choosethebestanswertoeachofthefollowingstatements

（1）-（5）CACBC（6）-（10）BACBB

（11）-（15）BDCCC（16）-（20）BBAAC

5-7略

ChapterFour

1.Fillintheblankstocompleteeachsentence.

（1）beneficiary

（2）paymentorder/mailadvice/debitadvice

（3）theremittanceamountislarge/thetransferoffundsissubjecttoatimelimit/testkey

（4）sellittohisownbankforcreditinghisaccount

（5）debits/credits

（6）demanddraft

（7）actofdishonor

（8）swiftness/reliability/safety/inexpensiveness

（9）debitingremittingbank’snostroaccount

（10）deliveryofthegoods

2.DefinethefollowingTerms.

（1）Internationalremittancemeansaclient（payer）askshisbanktosendasumofmoneytoabeneficiaryabroadbyoneofthetransfermethodsathisoptionwhilethebeneficiarycanbepaidatthedesignatedbankwhichiseithertheremittingbank’soverseasbranchoritscorrespondentwithanostroaccount.

（2）Remittingbankisthebanktransferringfundsattherequestofaremittertoitscorrespondentoritsbranchinanothercountryandinstructingthelattertopayacertainamountofmoneytoabeneficiary.

（3）Amailtransferistotransferfundsbymeansofapaymentorderoramailadvice,orsometimesadebitadviceissuedbyaremittingbank,attherequestoftheremitter.

（4）Demanddrafttransferisaremittancemethodusingabankdemanddraft.Itisanegotiableinstrumentdrawnbyonebankonitsoverseasbranchoritscorrespondentabroadorderingthelattertopayondemandthestatedamounttotheholderofthedraft.

（5）Cancellationofthereimbursementundermailtransferortelegraphictransferisusuallydonebeforeitspaymentismadeattherequestoftheremitterorthepayeewhorefusestoreceivethepayment.

3.TranslatethefollowingtermsintoEnglish.

（1）汇款通知单remittanceadvice

（2）汇出汇款outwardremittance

（3）国际汇款单internationalmoneyorder（4）往来账户currentaccount

（5）自动支付系统automatedpaymentsystem（6）作为偿付incover

（7）赔偿保证书letterofindemnity（8）信汇通知书mailadvice

（9）汇票的不可流通副本non-negotiablecopyofdraft（10）首期付款downpayment

4.Choosethebestanswertoeachofthefollowingstatements

（1）-（5）BCABD（6）-（10）BBBAA

ChapterFive

1.Fillintheblankstocompleteeachsentence.

（1）presentingbank

（2）titledocuments/paysthedraft/acceptstheobligationtodoso

（3）legal/theexchangecontrolauthorities

（4）thepaymentismade

（5）openaccount/advancepayment

（6）Inwardcollection

（7）.theremittingbank

（8）trustreceipt

（9）D/Patsight

（10）documents,draft,andcollectionorder

2.Definethefollowingterms

（1）Collectionisanarrangementwherebythegoodsareshippedandarelevantbillofexchangeisdrawnbytheselleronthebuyer,and/orshippingdocumentsareforwardedtotheseller’sbankwithclearinstructionsforcollectionthroughoneofitscorrespondentbankslocatedinthedomicileofthebuyer.

（2）Thecaseofneedistherepresentativeappointedbytheprincipaltoactascaseofneedintheeventofnon-acceptanceand/ornon-payment,whosepowershouldbeclearlyandfullystatedinthecollection.

（3）Documentarycollectionisacollectionoffinancialinstrumentsbeingaccompaniedbycommercialdocumentsorcollectionofcommercialdocumentswithoutbeingaccompaniedbyfinancialinstruments,thatis,commercialdocumentswithoutabillofexchange.Alternatively,thedocumentarycollectionisapaymentmechanismthatallowstheexporterstoretainownershipofthegoodsuntiltheyreceivepaymentorarereasonablycertainthattheywillreceiveit.

（4）Outwardcollectionisabankingbusinessinwhichabankactingastheremittingbanksendsthedraftdrawnagainstanexportwithorwithoutshippingdocumentsattached,toanappropriateoverseasbank,namely,thecollectingbanktogetthepaymentoracceptancefromtheimporter.

（5）Collectionbillpurchasedisakindoffinancingbybanksforexportersunderdocumentarycollectionmethods.Itmeansthattheremittingbankpurchasesthedocumentarybilldrawnbytheexporterontheimporter.Itinvolvesgreatriskfortheremittingbankduetolackofaguarantee.

3.TranslatethefollowingtermsintoEnglish.

（1）承兑交单acceptanceagainstdocuments

（2）商业承兑汇票tradeacceptance

（3）需要时的代理人caseofneed（4）出口押汇exportbillpurchased

（5）物权单据titledocument（6）以寄售方式onconsignment

（7）直接托收directcollection（8）货运单据shippingdocuments

（9）付款交单documentsagainstpayment（10）远期汇票time/tenor/term/usancedraft

4.Choosethebestanswertoeachofthefollowingstatements

（1）-（5）ABCAB（6）-（10）ACAAD

ChapterSix

1.Definethefollowingterms:

（1）Letterofcredit〖TheDocumentaryCreditorletterofcreditisanundertakingissuedbyabankfortheaccountofthebuyer（theapplicant）orforitsownaccount,topaythebeneficiarythevalueofthedraftand/ordocumentsprovidedthatthetermsandconditionsofthedocumentarycreditarecompliedwith.〗

（2）Confirmedletterofcredit〖Acreditthatcarriesthecommitmenttopaybybothth