我国银行业市场结构与市场份额分析Word文档下载推荐.doc
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18.85
18.25
17.44
17.57
16.91
16.94
国有银行
89.98
88.27
86.01
85.04
81.04
73.98
77.30
76.79
75.61
75.20
74.33
72.82
71.50
70.21
交通银行
2.82
3.11
3.25
3.45
5.11
5.26
5.62
5.69
5.55
5.59
5.52
5.67
5.77
5.81
中信实业银行
1.47
1.84
1.99
2.01
2.15
2.33
2.44
2.48
2.81
2.83
3.12
3.42
3.46
3.52
招商银行
1.24
1.49
1.78
2.13
2.31
2.53
2.92
3.10
3.36
3.74
3.75
3.90
3.95
中国民生银行
0.31
0.47
0.85
1.30
1.58
1.89
2.25
2.34
2.39
2.35
2.63
2.80
2.89
3.00
中国兴业银行
0.34
0.46
0.69
0.97
1.13
1.39
1.64
1.70
1.80
2.10
2.24
2.36
中国光大银行
1.21
1.31
0.68
1.87
2.08
2.00
2.02
1.93
1.81
1.88
2.23
华夏银行
0.53
0.67
0.86
1.01
1.17
1.45
1.56
1.35
1.52
1.57
1.62
广东发展银行
0.84
1.14
1.28
1.32
1.08
1.26
1.27
1.33
1.95
深圳发展银行
0.38
0.44
0.65
0.70
0.93
1.00
1.06
1.11%
1.50
1.59
上海浦东发展银行
0.87
0.96
1.19
1.65
1.82
2.32
2.72
2.84
3.01
3.24
3.30
股份制银行
10.02
11.73
13.99
14.96
20.62
22.70
23.21
24.39
24.80
25.67
27.18
28.50
29.79
表二：
中国商业银行2009-2012年存款市场份额
单位：
人民币百万元
银行
2009年
百分比
2010年
2011年
2012年
9,771,277
22.73%
11,145,557
22.03%
12,261,219
21.55%
13,642,910
21.27%
6,685,049
15.55%
7,733,537
15.28%
8,817,961
15.50%
9,173,995
14.31%
8,001,323
18.61%
9,075,369
17.94%
9,987,450
17.55%
11,343,079
17.69%
7,497,618
17.44%
8,887,905
17.57%
9,622,026
16.91%
10,862,935
16.94%
31,955,267
74.33%
36,842,368
72.82%
40,688,656
71.50%
45,022,919
70.21%
2,372,055
5.52%
2,867,847
5.67%
3,283,232
5.77%
3,728,412
5.81%
1,341,927
3.12%
1,730,816
3.42%
1,968,051
3.46%
2,255,141
3.52%
1,608,146
3.74%
1,897,178
3.75%
2,220,060
3.90%
2,532,444
3.95%
1,128,830
2.63%
1,417,877
2.80%
1,644,738
2.89%
1,926,194
3.00%
900,884
2.10%
1,132,767
2.24%
1,345,279
2.36%
1,813,266
2.83%
807,703
1.88%
1,063,180
1,225,278
2.15%
1,426,941
2.23%
华夏银行（估计）
581,678
1.35%
767,622
1.52%
896,024
1.57%
1,036,000
1.62%
543,900
1.27%
673,748
1.33%
932,754
1.64%
1,247,385
1.95%
454,635
1.06%
562,912
850,845
1.50%
1,021,108
1.59%
1,295,342
3.01%
1,640,460
3.24%
1,851,056
3.25%
2,119,284
3.30%
10,134,216
25.67%
13,754,407
27.18%
16,217,317
28.50%
19,106,175
29.79%
总计
42,990,367
100.00%
50,596,775
56,905,973
64,129,094
2009年至2012年国有银行与股份制银行存款总额比较
二：
资产市场份额
表三：
中国商业银行1999-2012年资产市场份额一览表（单位%）
29.32
29.51
29.63
28.23
26.99
26.47
25.26
25.21
24.93
23.33
21.88
21.22
20.94
20.58
21,.68
21.49
17.82
17.33
16.62
16.29
15.43
14.88
14.39
14.53
16.25
16.49
16.00
18.23
18.80
18.89
18.39
18.17
18.29
18.94
18.07
17.86
17.04
16.39
16.23
17.35
17.75
18.74
18.66
15.23
16.77
16.30%
15.80
15.54
88.08
86.02
83.68
81.70
79.65
79.73
77.28
76.32
73.49
72.70
72.47
71.05
69.36
67.39
4.46
4.66
4.54
4.57
4.75
5.32
5.57
6.04
6.39
6.14
6.23
6.24
6.19
1.74
2.06
0.41
2.37
2.90
3.29
3.28
3.47
1.61
1.83
2.22
2.58
2.87
3.14
3.76
3.84
3.79
3.78
4.00
0.30
0.51
0.95
1.85
2.18
2.64
2.51
2.65
2.88
3.02
3.77
0.64
1.86
2.07
2.47
3.26
3.81
1.54
1.96
1.94
2.12
2.04
2.67
0.71
0.94
1.42
1.75
1.68
1.11
154
1.37
0.36
0.50
0.82
0.99
1.09
1.15
1.67
1.90
3.13
3.63
3.69
11.92
13.98
16.32
18.30
20.35
20.27
22.72
23.68
26.51
27.30
27.53
28.95
30.64
32.61
表四：
中国商业银行2009-2012年资产市场份额
单位：
人民币百万元
11,785,053
21.88%
13,458,622
21.22%
15,476,868
20.94%
17,542,217
20.58%
8,751,943
16.25%
10,459,703
16.49%
11,829,789
16.00%
12,680,615
14.88%
9,623,355
17.86%
10,810,317
17.04%
12,281,834
16.62%
13,972,828
16.39%
8,882,588
10,337,406
11,677,577
15.80%
13,244,342
15.54%
39,042,939
72.47%
45,066,048
71.05%
51,266,068
69.36%
57,440,002
67.39%
3,309,137
6.14%
3,951,593
6.23%
4,611,177
6.24%
5,273,379
6.19%
1,775,031
3.29%
2,081,314
3.28%
2,765,881
2,959,939
3.47%
2,067,941
3.84%
2,402,507
3.79%
2,794,971
3.78%
3,408,219
4.00%
1,426,392
2.65%
1,823,737
2.88%
2,229,064
3.02%
3,212,001
3.77%
1,332,162
2.47%
1,849,673
2.92%
2,408,798
3.26%
3,250,975
3.81%
1,197,696
2.22%
1,483,950
2.34%
1,733,346
2.35%
2,279,295
2.67%
845,456
1,040,230
1,244,141
1.68%
1,488,860
1.75%
666,500
1.24%
814,390
1.28%
918,982
1,168,150
1.37%
587,811
1.09%
727,207
1.15%
1,258,177
1.70%
1,606,537
1,622,718
2,191,411
3.45%
2,684,694
3.63%
3,145,707
3.69%
14,830,844
27.53%
18,366,012
28.95%
19,964,537
30.64%
27,793,062
32.61%
53,873,783
100%
63,432,060
71,230,605
85,233,064
2009年至2012年国有银行与股份制银行总资产比较
三：
贷款市场份额
表五：
中国商业银行2009-2012年贷款市场份额
单位：
5,728,626
20.72%
6,790,506
20.54%
7,788,897
20.57%
8,803,692
20.43%
4,797,408
17.35%
5,660,621
17.12%
6,342,814
16.75%
6,864,696
15.93%
4,692,947
16.97%
5,669,128
17.15%
6,496,411
17.16%
7,512,312
4,011,495
14.51%
4,788,008
14.48%
5,410,086
14.29%
6,153,411
14.28%
19,230,476
69.54%
22,908,263
69.29%
26,038,208
68.78%
29,334,111
68.08%
1,839,314
6.65%
2,236,927
6.77%
2,561,750
2,947,299
6.84%
1,065,649
3.85%
1,264,245
3.82%
1,434,037
1,662,901
3.86%
1,185,822
4.29%
1,431,451
4.33%
1,641,075
1,904,463
4.42%
882,979
3.19%
1,057,571
3.20%
1,205,221
3.18%
1,384,610
3.21%
701,597
2.54%
854,339
2.58%
983,254
2.60%
1,229,165
2.85%
648,969
778,828
889,825
1,023,187
2.37%
430,226
1.56%
527,937
1.60%
611,463
720,200
1.67%
380,900
1.38%
446,100
540,164
1.43%
615,750
359,517
1.30%
407,391
1.23%
620,642
720,780
928,855
3.36%
1,146,490
1,331,436
1,544,553
3.58%
8,423,828
30.46%
10,15,279
30.71%
11,818,867
31.22%
13,752,908
31.92%
2,765,4304
200.00%
33,059,542
37,857,075
43,087,019
2009年至2012年国有银行与股份制银行贷款总额比较
四：
净利润市场份额
表六：
中国商业银行2009-2012年净利润市场份额
129,350
25.48%
166,025
24.47%
208,445
23.80%
238,691
23.28%
85,349
16.81%
109,820
16.18%
130,502
14.90%
145,522
14.19%
106,836
21.05%
135,031
19.90%
169,439
19.34%
193,602
18.88%
65,002
12.81%
94,907
13.99%
121,956
13.92%
145,131
14.16%
386,537
76.15%
505,783
74.53%
630,342
71.96%
722,946
70.52%
30,075
5.92%
39,042
5.75%
50,735
5.79%
58,373
5.69%
14,320
2.82%
21,509
3.17%
30,819
31,032
3.03%
18,235
3.59%
25,769
3.80%
36,127
4.12%
45,277
12,104
2.38%
17,581
2.59%
27,920
37,563
3.66%
13,282
2.62%
18,521
2.73%
25,505
2.91%
34,718
3.39%
7,643
1.51%
12,790
18,068
2.06%
23,591
2.30%
3,760
0.74%
5,990
0.88%
9,222
1.05%
12,796
1.25%
3,396
0.67%
6,189
0.91%
9,586
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