银行英语政策ppt.ppt
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外汇兑换业务英文小结,存款业务,词汇现金cash存入deposit帐号accountnumber储蓄账户savingsaccount,重点句型,Canaforeigneropenasavingsaccount?
外国人可以开立储蓄账户吗?
Yes,ofcourse.YoushouldprovideusyourownIDcardoryourpassport,thatwillbedone.只要提供您本人的身份证或护照,就可以为您办理。
Howmuchcashdoyouplantodepositinyouraccount?
您计划在账户上存多少钱?
Openinganaccountisfreeofcharge,butyouneedtodepositatleast1dollarasyourinitialdeposit.开户不要手续费,但至少得先存1元起存。
办理取款withdrawal,词汇取款单drawingslip取钱drawmoney密码codenumber活期账户currentaccount/demandaccount定期存款timedeposit=fixeddeposit办理有关手续undergotheformalities,重点句型,Imsorry,thecodenumberentereddoesnotcoincidewiththeoneyouoriginallygaveus.您输入密码与初始留存密码不符。
Whatnotesdoyouwantyourmoney.您需要什么面值的现金。
Hereisyourcardandmoney.Pleasecheckit.Andsignyournameonthedrawingslip.这是您的卡和钱。
请核对确认,并在取款单上签名。
外汇牌价ForeignExchangeRate,词汇:
中间价centralparity现汇买入价buyingratefor现钞买入价buyingrateforusdollarsinnote/cash现汇卖出价sellingratefor现钞卖出价sellingrateforcash,重点句型,1、WhatsyoursellingrateforUSDinnotestoday?
今天美元的现钞卖出价是多少Oursellingratefornotesis670yuanfor100dollars.100美元的现钞卖出价是670元人民币。
2、Whatistheexchange/buyingrateforusdollarsintoRMB?
美元的现汇买入价是多少?
Its668RMBfor100dollarsatpresent.目前是100美元兑换668元人民币。
外币兑换,词汇外币foreigncurrency兑换水单exchangememo汇率exchangerate,重点句型,Whatcurrencywouldyoulike?
Thereareonlytwokindsofforeigncurrenciesinourbank.TheyareUSDollarandHongKongDollar.您要兑换什么币种呢?
我行目前只办理美元和港币。
IwanttoexchangesomeusdollarsforRMB.我想把美元兑换成人民币。
Whatstheamountyoudliketochange?
您想兑换多少?
外汇政策DetailedRulesonIndividualForeignExchange,词汇境内个人domesticindividual境外个人overseasindividual年度总额antotalannualquota个人结售汇系统themanagementinformationsystem结汇Foreignexchangesales购汇Foreignexchangepurchases,常用政策解释,对个人结汇和境内个人购汇实行年度总额管理。
年度总额分别为每人每年等值5万美元。
ThetotalannualquotaisequivalenttoUSD50,000perpersoneachyear.个人年度总额内的结汇和购汇,凭本人有效身份证件在银行办理。
Foreignexchangesalesandpurchaseswithinthetotalannualquotashallbedealtwithatthebanksuponthestrengthofvalidpersonalidentitycertificates.,境外个人经常项目合法人民币收入购汇及未用完的人民币兑回,按以下规定办理:
在境内取得的经常项目合法人民币收入,凭本人有效身份证件和有交易额的相关证明材料(含税务凭证)办理购汇。
His/herownvalididentitycertificateRelevantsupportingdocuments(includingtaxreturns)indicatingthetransactionamount.,原兑换未用完的人民币兑回外汇,凭本人有效身份证件和原兑换水单办理,原兑换水单的兑回有效期为自兑换日起24个月His/herownvalididentitycertificateOriginalexchangememo(thelattershallbevalidfor24monthsfromthedateoftheexchange).,境外个人经常项目外汇汇出境外,按以下规定在银行办理:
外汇储蓄账户内外汇汇出,凭本人有效身份证件办理Whentheremittanceismadefromaforeignexchangesavingsaccount,theindividualshallhandleituponthestrengthofhis/hervalididentitycertificate;,手持外币现钞汇出,当日累计等值1万美元以下(含)的,凭本人有效身份证件办理.WhentheremittanceismadewithforeigncashandthetotaldailyamountisnotmorethantheequivalentofUSD10,000(includingUSD10,000),theindividualshallhandleituponthestrengthofhis/hervalididentitycertificate;,超过上述金额的,还应提供经海关签章的中华人民共和国海关进境旅客行李物品申报单或本人原存款银行外币现钞提取单据办理。
Iftheamountismorethantheabove-mentionedquota,bypresentingDeclarationFormofthePeoplesRepublicofChinaforCross-BorderTravelersLuggagewiththecustomssealstampedthereonorOriginalbanksdocumentsforwithdrawalofforeigncash.,外币现钞存取,个人提取外币现钞当日累计等值1万美元以下(含)的,可以在银行直接办理;WhenanindividualwithdrawsforeigncashnotmorethantheequivalentofUSD10,000(includingUSD10,000)withinasingleday,he/shemayhandleitdirectlyatthebanks;,超过上述金额的,凭本人有效身份证件、提钞用途证明等材料向银行所在地外汇局事前报备。
Iftheamountismorethantheabove-mentionedquota,he/sheshallreportinadvancetothelocalforeignexchangebureaubypresenting:
His/herownvalididentitycertificateCertificateforthepurposeofwithdrawingforeigncash.,银行凭本人有效身份证件和经外汇局签章的提取外币现钞备案表为个人办理提取外币现钞手续。
Thebankshallattendtotheformalitiesforwithdrawingforeigncashupon:
IndividualsvalididentitycertificateRecordingFormforWithdrawalofForeignCashwithasealoftheforeignexchangebureaustampedthereon.,个人向外汇储蓄账户存入外币现钞,当日累计等值5000美元以下(含)的,可以在银行直接办理;Whenanindividualdepositsforeigncashintohis/herforeignexchangesavingsaccountandthetotaldailyamountisnotmorethantheequivalentofUSD5,000(includingUSD5,000),he/shemayhandleitdirectlyatthebanks;,超过上述金额的,凭本人有效身份证件、经海关签章的中华人民共和国海关进境旅客行李物品申报单或本人原存款银行外币现钞提取单据在银行办理。
Iftheamountismorethantheabove-mentionedquota,he/sheshallhandleitatthebanksupon:
His/herownvalididentitycertificate,CustomsLuggageDeclarationFormofthePeoplesRepublicofChinaforIncomingTravelerswiththecustomssealstampedthereonorOriginalbanksdocumentsforthewithdrawalofforeigncash.,银行应在相关单据上标注存款银行名称、存款金额及存款日期。
Thebankshallindicatethenameofthedepositbank,theamountofthedeposit,andthedateofthedepositontherelevantdocuments,